Lowton Motor Company Limited

Reference number: 650950

Instant download

Authorised, but in an insolvency process

This firm is under the control of insolvency practitioners and may have stopped taking on new business. If you are or were a customer, deal with the appointed office holders rather than the firm.

What the FCA says

ATTENTION - Firm in an insolvency process

This firm is in an insolvency process. It is under the control of the appointed insolvency office holder(s) and may have stopped taking on new business. It has to continue to meet our standards in line with its regulatory status, including when dealing with its customers. If you are/were a customer check how this affects you with the firm or the appointed insolvency office holder(s).

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • No phone number on the FCA register

  • Address

    c/o James Fish and Craig Johns, of Cowgills Limited, Fourth Floor, Unit 5B, The Parklands, Bolton, BL5 4SD, United Kingdom

In the full report: 1 background check

  • Who else gives the postcode BL5 4SD
Instant PDF download
Other names (2)

If you were contacted under any of these names, it is this firm.

  • omg car finance Trading name
  • insta car finance lmc Former trading name

Past FCA permissions and consumer protection

  • In an insolvency process
    Money the firm held is returned through the appointed office holders, which takes time and can fall short. The FSCS covers eligible claims up to its limits, and the Ombudsman can still look at a complaint.
Show FCA detail (3 permissions)
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Concerns on the company record

  • Companies House records this company in liquidation, but it is still authorised on the FCA register.
  • Accounts are overdue at Companies House.
  • Confirmation statement is overdue at Companies House.
  • This company has insolvency history on record.
Company number
07912856
Company status
Liquidation
Company type
Private limited company
Incorporated
17 January 2012 (14 years old)
Registered office
C/O COWGILLS LIMITED, Fourth Floor Unit 5b The Parklands, Bolton, BL6 4SD
Nature of business
  • Sale of used cars and light motor vehicles (SIC 45112)

Directors and company secretaries

Name Role Born Appointed Other companies
Michaelah Maria Southern Director Feb 1973 17 Jan 2012 4 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
4
closed down
3
still active
1

In the full report: all 4 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • All 2 people who have ever been directors, with their dates
Instant PDF download

Filed accounts and finances

Year to 30 April 2023Small company accountsNot audited

Net assets

£1.63m

+80% from £906k

Cash at bank

£662k

+4.2% from £635k

Employees (average)

16

−11% from 18

Owed within a year

£7.91m

+8.4% from £7.29m

Its next accounts are overdue at Companies House.

Assets and liabilities

In the full report: all 4 years of accounts

  • Every year from 2020 to 2023
  • The chart, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 07912856. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Lowton Motor Company’s history from the FCA register and Companies House, newest first.

Key events (5) All events (13)

2016

17 December 2016

  • Michaelah Maria Southern became a part-owner (25–50% of shares)
  • Paul Gregory Southern became a part-owner (25–50% of shares)

Companies House

2014

17 November 2014

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2012

17 January 2012

  • Incorporated at Companies House

Companies House

In the full report: all 13 events

  • All 13 events in its history (5 shown here)
  • Every director appointment and resignation: 3
Instant PDF download

Firms like Lowton Motor Company

Other firms of the same type (car dealer), nearest first.

In Bolton

Caerus Capital LimitedBoltonSee the registerA.A. performance limitedBoltonAuthorisedAffordable Motor Cars LimitedBoltonAuthorisedAsh Marques LimitedBoltonAuthorisedAutomart Bolton LtdBoltonAuthorisedCrompton Way Motors limitedBoltonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Lowton Motor Company

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 4 other companies its directors have run, named
  • 1 background check on its contact details
  • 4 years of accounts, charted
  • All 13 events in its history

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Lowton Motor Company Limited FCA authorised?
Yes, Lowton Motor Company Limited (FRN 650950) is authorised by the FCA to carry out regulated activities. It is also in an insolvency process, under the control of insolvency practitioners, so deal with the appointed office holders rather than the firm. It has held its current authorisation since November 2014 and works as a car dealer. The FCA has placed no limits on its permissions.
Is Lowton Motor Company a scam or clone?
Lowton Motor Company is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Lowton Motor Company?
Lowton Motor Company is under the control of insolvency practitioners, so money it held is returned through the appointed office holders rather than by the firm. That takes time and can fall short. Where money is missing, the FSCS covers eligible claims up to its limits, and the Financial Ombudsman Service can still consider a complaint.
Who owns Lowton Motor Company?
Companies House lists 2 people with significant control of Lowton Motor Company: Mrs Michaelah Maria Southern (25–50% of shares) and Mr Paul Gregory Southern (25–50% of shares).
Who runs Lowton Motor Company?
Companies House lists one director of Lowton Motor Company: Michaelah Maria Southern.
How long has Lowton Motor Company been in business?
The company was formed on 17 January 2012. Companies House now lists it as liquidation.
What do Lowton Motor Company’s latest accounts show?
Its latest accounts, to 30 April 2023, show net assets of £1.63m (+80% from £906k) and cash at bank of £662k (+4.2% from £635k). Its accounts are overdue at Companies House.
Does Lowton Motor Company use any other names?
It trades as omg car finance. It has previously used the name insta car finance lmc.

Sources and links

The full report on Lowton Motor Company Limited

£19.99 · Instant PDF download

Loading secure checkout…