Loyalty Cover Software Limited

Reference number: 999485

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Loyalty Cover Software Limited (FRN 999485) is an AR of Rest Ashored Ltd (FRN 732530). When you use Loyalty Cover Software's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Loyalty Cover Software, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When loyaltycoversoftware.com first appeared online, and whether it can receive email
  • What kind of line 07909 991299 is
  • Who else gives the postcode SL6 5LL
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Rest Ashored Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
5 May 2023 (3 years old)
Registered office
French Farm Hurley Lane, Hurley, Maidenhead, SL6 5LL, England
Nature of business
  • Business and domestic software development (SIC 62012)
  • Other activities auxiliary to insurance and pension funding (SIC 66290)

Directors and company secretaries

Name Role Born Appointed Other companies
Jeremy David Coll Director Jan 1965 5 May 2023 2 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
closed down
2

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

14 months to 31 July 2026Micro-entity accountsNot audited

Net assets

£134k

Up £123k from £10.9k

Employees (average)

2

Same as 2

Owed within a year

£77.2k

+126% from £34.2k

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 14848807. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Loyalty Cover Software’s history from the FCA register and Companies House, newest first.

2026

27 May 2026

  • Claire Coll stopped being a part-owner
  • Coll Holdings Ltd took control (75–100% of shares)
  • Jeremy David Coll stopped being a part-owner

Companies House

2025

13 November 2025

  • Claire Coll became a part-owner (25–50% of shares)
  • Coll Holdings Ltd gave up control
  • Jeremy David Coll became a part-owner (25–50% of shares)

Companies House

5 November 2025

  • Claire Coll stopped being a part-owner
  • Coll Holdings Ltd took control (75–100% of shares)
  • Jeremy David Coll gave up control

Companies House

2023

11 July 2023

  • Became an appointed representative

FCA register

5 May 2023

  • Incorporated at Companies House
  • Claire Coll became a part-owner (25–50% of shares)
  • Jeremy David Coll took control (25–50% of shares)
  • Jeremy David Coll appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Loyalty Cover Software

Other firms of the same type (insurance broker), nearest first.

In Maidenhead

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Loyalty Cover Software

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 14 events in its history

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Frequently asked questions about this firm

Is Loyalty Cover Software Limited FCA authorised?
Loyalty Cover Software Limited (FRN 999485) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Loyalty Cover Software?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Loyalty Cover Software Limited (FRN 999485) is an AR of Rest Ashored Ltd (FRN 732530). When you use Loyalty Cover Software's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Loyalty Cover Software, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Loyalty Cover Software’s phone number and website?
The FCA register lists the phone number 07909 991299 and the website loyaltycoversoftware.com for Loyalty Cover Software. If you were given different contact details, use these to check with the firm before going any further.
Is Loyalty Cover Software a scam or clone?
Loyalty Cover Software is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Loyalty Cover Software?
Protection works through Rest Ashored Ltd, the principal firm responsible for Loyalty Cover Software's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Loyalty Cover Software?
Loyalty Cover Software is owned by Coll Holdings Ltd, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 27 May 2026. Before that, it was controlled by Mr Jeremy David Coll and Mrs Claire Coll.
Who runs Loyalty Cover Software?
Companies House lists one director of Loyalty Cover Software: Jeremy David Coll.
How long has Loyalty Cover Software been in business?
The company was formed on 5 May 2023.
What do Loyalty Cover Software’s latest accounts show?
Its latest accounts, to 31 July 2026, show net assets of £134k (up £123k from £10.9k).

Sources and links

The full report on Loyalty Cover Software Limited

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