Third Party Liability Limited

Reference number: 820193

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Paragon Advance Ltd Reference number: 304595 Caution View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Third Party Liability Limited (FRN 820193) is an AR of Paragon Advance Ltd (FRN 304595). When you use Third Party Liability's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Third Party Liability, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When guarantorinsure.co.uk first appeared online, and whether it can receive email
  • What kind of line 023 9231 5119 is
  • Who else gives the postcode SL6 7QU
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Guarantor Insure Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Paragon Advance Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
08987330
Company status
Active
Company type
Private limited company
Incorporated
9 April 2014 (12 years old)
Registered office
C/O Dfm Associates, One St Peters Road, Maidenhead, Berkshire, SL6 7QU
Nature of business
  • Non-life insurance (SIC 65120)
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Timothy Wakelin Director Jan 1968 9 Apr 2014 10 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
10
closed down
5
still active
5

In the full report: all 10 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • All 3 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 28 March 2025Micro-entity accountsNot audited

Net assets

−£5,970

−200% from £5,973

Employees (average)

2

−33% from 3

Owed within a year

£20.1k

Up £19.3k from £826

Net assets are negative: on its last balance sheet the company owed £5,970 more than it owned.

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 08987330. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Third Party Liability’s history from the FCA register and Companies House, newest first.

Key events (3) All events (9)

2018

5 September 2018

  • Became an appointed representative

FCA register

2016

30 June 2016

  • Timothy Wakelin became the majority owner (50–75% of shares)

Companies House

2014

9 April 2014

  • Incorporated at Companies House

Companies House

In the full report: all 9 events

  • All 9 events in its history (3 shown here)
  • Every director appointment and resignation: 5
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Firms connected to Third Party Liability

Other FCA-listed firms that share a director, phone number or address with Third Party Liability. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Third Party Liability

Other firms of the same type (insurance broker), nearest first.

In Maidenhead

The Chartered Institute Of MarketingMaidenheadAppointed representativeLoyalty Cover Software LimitedMaidenheadAppointed representativeNew Start Financial Services LtdMaidenheadAppointed representativeHampshire Mobile Park Home Enterprises LtdMaidenheadAppointed representativeAvis Insurance Services LimitedMaidenheadAuthorisedBlackstone Insurance Brokers LtdMaidenheadAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Third Party Liability

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 10 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 9 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Third Party Liability Limited FCA authorised?
Third Party Liability Limited (FRN 820193) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Third Party Liability?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Third Party Liability Limited (FRN 820193) is an AR of Paragon Advance Ltd (FRN 304595). When you use Third Party Liability's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Third Party Liability, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Third Party Liability’s phone number and website?
The FCA register lists the phone number 023 9231 5119 and the website guarantorinsure.co.uk for Third Party Liability. If you were given different contact details, use these to check with the firm before going any further.
Is Third Party Liability a scam or clone?
Third Party Liability is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Third Party Liability?
Protection works through Paragon Advance Ltd, the principal firm responsible for Third Party Liability's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Third Party Liability?
Companies House lists one person with significant control of Third Party Liability: Mr Timothy Wakelin (50–75% of shares).
Who runs Third Party Liability?
Companies House lists one director of Third Party Liability: Timothy Wakelin.
How long has Third Party Liability been in business?
The company was formed on 9 April 2014.
What do Third Party Liability’s latest accounts show?
Its latest accounts, to 28 March 2025, show net assets of −£5,970 (−200% from £5,973).
Does Third Party Liability use any other names?
It trades as Guarantor Insure.

Sources and links

The full report on Third Party Liability Limited

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