LUCI Platform Limited: FCA regulated?

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Appointed for 7 years
Protected through the principal
No FCA actions
Active company since 2019
Accounts filed up to 31 December 2019

Responsible principal firm

Hubwise Securities Limited Reference number: 502619 Authorised View firm →

What does this mean?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
LUCI Platform Limited (FRN 912176) is an AR of Hubwise Securities Limited (FRN 502619). When you use LUCI Platform's services, the FCA authorisation sits with the principal firm.
Example: if you take financial advice from LUCI Platform, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

No website on the FCA register
Phone number

0161 886 8000
Address

Frenkel House, 15 Carolina Way, Salford, Greater Manchester, M50 2ZY, United Kingdom

In the full report: 2 background checks

What kind of line 0161 886 8000 is, and the 6 other firms that give it
Who else gives the postcode M50 2ZY

FCA permissions and consumer protection

Protection through the principal firm
Protection works through Hubwise Securities Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 11830448 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 15 February 2019 (7 years old)
Registered office: Frenkel House 15 Carolina Way, Salford, Manchester, M50 2ZY, United Kingdom
Nature of business: Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Richard Cullen Fraser	Director	Dec 1959	10 May 2019	35 other companies
Mark Stuart Holt	Director	Oct 1976	10 May 2019	20 other companies
Elaine Nicola Cullen-Grant	Director	Jan 1975	28 Apr 2020	28 other companies
Adrian Stuart Maguinness	Director	Oct 1983	29 May 2025	None

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 41
closed down: 10
are FCA-registered: 6

In the full report: all 41 companies, named

What each company does, and whether it is still trading
Which of these 4 directors sit on each board, and since when
Any that went into liquidation or administration
The 6 on the FCA register
The 33 companies these 4 directors run together
All 7 people who have ever been directors, with their dates

Filed accounts and finances

Year to 31 December 2019Dormant company accountsNot audited

Net assets

£100

No earlier figure to compare

Cash at bank

£100

No earlier figure to compare

These accounts were filed as dormant: the company reported no significant trading in the period.

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 11830448. Figures are exactly as filed; nothing is estimated.

Key dates in its history

LUCI Platform’s history from the FCA register and Companies House, newest first.

Key events (5) All events (11)

2019

12 August 2019

Became an appointed representative

FCA register

10 May 2019

Frenkel Topping Group PLC took control (75–100% of shares)
Inhoco Formations Limited gave up control

Companies House

15 February 2019

Incorporated at Companies House
Inhoco Formations Limited took control (75–100% of shares)

Companies House

In the full report: all 11 events

All 11 events in its history (5 shown here)
Every director appointment and resignation: 6

Firms connected to LUCI Platform

Other FCA-listed firms that share a director, phone number or address with LUCI Platform. A link shows who the firm is tied to, not whether either can be trusted.

connected firms: 6
share a director: 6
share its phone number: 6

In the full report: all 6 connected firms, named

How each is linked: shared directors (6), the same phone number (6), the same postcode (5)
Who links each one: the named directors, with dates

Firms like LUCI Platform

Other firms of the same type (investment platform or stockbroker), nearest first.

In Salford

AJ Bell Securities LimitedSalfordAuthorised

In the Manchester (M) postcode area

HD Administrators LLPAuthorised

Elsewhere in the UK

Advance Platform LimitedBathAppointed representative Archax Capital LtdLondonAppointed representative IBC Structured Products LimitedLondonAppointed representative Join Odin LimitedLondonAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on LUCI Platform

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

41 other companies its directors have run, named
2 background checks on its contact details
All 11 events in its history
6 connected firms, named, and who links them

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Frequently asked questions about this firm

Is LUCI Platform Limited FCA authorised?

LUCI Platform Limited (FRN 912176) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.

What does appointed representative mean for LUCI Platform?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. LUCI Platform Limited (FRN 912176) is an AR of Hubwise Securities Limited (FRN 502619). When you use LUCI Platform's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from LUCI Platform, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

What is LUCI Platform’s phone number?

The FCA register lists the phone number 0161 886 8000 for LUCI Platform. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by 6 other FCA firms.

Is LUCI Platform a scam or clone?

LUCI Platform is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with LUCI Platform?

Protection works through Hubwise Securities Limited, the principal firm responsible for LUCI Platform's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Who owns LUCI Platform?

LUCI Platform is owned by Frenkel Topping Group PLC, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 10 May 2019. Before that, it was controlled by Inhoco Formations Limited.

Who runs LUCI Platform?

Companies House lists 4 directors of LUCI Platform: Richard Cullen Fraser, Mark Stuart Holt, Elaine Nicola Cullen-Grant and Adrian Stuart Maguinness.

How long has LUCI Platform been in business?

The company was formed on 15 February 2019.

What do LUCI Platform’s latest accounts show?

Its latest accounts, to 31 December 2019, show net assets of £100 (no earlier figure to compare) and cash at bank of £100 (no earlier figure to compare).