Lukango Ltd

Reference number: 971896

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Markel International Insurance Company Limited Reference number: 202570 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Lukango Ltd (FRN 971896) is an AR of Markel International Insurance Company Limited (FRN 202570). When you use Lukango's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Lukango, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When lukango.com first appeared online, and whether it can receive email
  • What kind of line 07931 764042 is
  • Who else gives the postcode EC1N 8LE
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Markel International Insurance Company Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
13607288
Company status
Active
Company type
Private limited company
Incorporated
7 September 2021 (5 years old)
Registered office
63/66 Hatton Garden, Fifth Floor Suite 23, London, EC1N 8LE, England
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Joanne Safo Director Dec 1983 7 Sep 2021 1 other company
Danny Maleary Director Oct 1967 10 Feb 2023 None
Amechi Amilcar Peirce-Howe Director Dec 1974 8 Apr 2025 10 other companies

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
11
closed down
4
went insolvent
1

In the full report: all 11 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • The one that went into liquidation or administration
  • All 5 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 September 2025Small company accountsNot audited

Net assets

−£98.3k

Down £41.2k from −£57.1k

Cash at bank

£2,773

−95% from £56.6k

Employees (average)

1

Same as 1

Net assets are negative: on its last balance sheet the company owed £98.3k more than it owned.

Assets and liabilities

In the full report: all 4 years of accounts

  • Every year from 2022 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 13607288. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Lukango’s history from the FCA register and Companies House, newest first.

Key events (5) All events (12)

2024

30 April 2024

  • Mark Richard Dennis stopped being a part-owner

Companies House

2022

13 March 2022

  • Became an appointed representative

FCA register

1 March 2022

  • Mark Richard Dennis became a part-owner (25–50% of shares)

Companies House

2021

7 September 2021

  • Incorporated at Companies House
  • Joanne Safo became a part-owner (25–50% of shares)

Companies House

In the full report: all 12 events

  • All 12 events in its history (5 shown here)
  • Every director appointment and resignation: 7
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Firms like Lukango

Other firms of the same type (insurance broker), nearest first.

In London

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Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Lukango

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 11 other companies its directors have run, named
  • 3 background checks on its contact details
  • 4 years of accounts, charted
  • All 12 events in its history

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Frequently asked questions about this firm

Is Lukango Ltd FCA authorised?
Lukango Ltd (FRN 971896) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Lukango?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Lukango Ltd (FRN 971896) is an AR of Markel International Insurance Company Limited (FRN 202570). When you use Lukango's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Lukango, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Lukango’s phone number and website?
The FCA register lists the phone number 07931 764042 and the website lukango.com for Lukango. If you were given different contact details, use these to check with the firm before going any further.
Is Lukango a scam or clone?
Lukango is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Lukango?
Protection works through Markel International Insurance Company Limited, the principal firm responsible for Lukango's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Lukango?
Companies House lists one person with significant control of Lukango: Miss Joanne Safo (25–50% of shares). Before that, it was controlled by Mr Mark Richard Dennis.
Who runs Lukango?
Companies House lists 3 directors of Lukango: Joanne Safo, Danny Maleary and Amechi Amilcar Peirce-Howe.
How long has Lukango been in business?
The company was formed on 7 September 2021.
What do Lukango’s latest accounts show?
Its latest accounts, to 30 September 2025, show net assets of −£98.3k (down £41.2k from −£57.1k) and cash at bank of £2,773 (−95% from £56.6k).

Sources and links

The full report on Lukango Ltd

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