Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
Responsible principal firm
Tysers Insurance Brokers Limited Reference number: 305496 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Lumen Specialty Limited (FRN 1034857) is an AR of Tysers Insurance Brokers Limited (FRN 305496). When you use Lumen Specialty's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Lumen Specialty, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
-
Address
70 Fenchurch Street, London, City Of London, EC3M 4BR, United Kingdom
In the full report: 2 background checks
- What kind of line 07800 903170 is
- Who else gives the postcode EC3M 4BR
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Tysers Insurance Brokers Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 16379155 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 10 April 2025 (1 year old)
- Registered office
- 70 Fenchurch Street, London, EC3M 4BR, England
- Nature of business
-
- Activities of insurance agents and brokers (SIC 66220)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| John Charles Michael Hargreaves | Director | Feb 1989 | 10 Apr 2025 | None |
| James Nicholas Furlonge | Director | Aug 1985 | 10 Apr 2025 | None |
| Robert Keith Arbuthnott | Director | Jun 1968 | 29 Sep 2025 | 5 other companies |
| Jonathan Brian Vijay Clark | Director | Feb 1988 | 13 Nov 2025 | 2 other companies |
Other companies run by these 4 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 7
- still active
- 7
- is FCA-registered
- 1
In the full report: all 7 companies, named
- What each company does, and whether it is still trading
- Which of these 4 directors sit on each board, and since when
- Any that went into liquidation or administration
- The one on the FCA register
- All 7 people who have ever been directors, with their dates
Key dates in its history
Lumen Specialty’s history from the FCA register and Companies House, newest first.
2025
23 June 2025
- Became an appointed representative
FCA register
23 April 2025
- John Charles Michael Hargreaves gave up control
- Tysers Insurance Brokers Limited became a part-owner (25–50% of shares)
Companies House
10 April 2025
- Incorporated at Companies House
- John Charles Michael Hargreaves took control (75–100% of shares)
Companies House
In the full report: all 16 events
- All 16 events in its history (5 shown here)
- Every director appointment and resignation: 10
Firms connected to Lumen Specialty
Other FCA-listed firms that share a director, phone number or address with Lumen Specialty. A link shows who the firm is tied to, not whether either can be trusted.
- connected firm
- 1
- share a director
- 1
- share its postcode
- 1
In the full report: the connected firm, named
- How it is linked: shared directors (1), the same postcode (1)
- Who links it to this firm: the named directors, with dates
Firms like Lumen Specialty
Other firms of the same type (insurance broker), nearest first.
In London
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Lumen Specialty
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 7 other companies its directors have run, named
- 2 background checks on its contact details
- All 16 events in its history
- 1 connected firm, named, and who links them
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk