Luminary Inc Finance Ltd
Reference number: 900904
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Registered with the FCA
This firm is registered as a small e-money institution. That is a lighter regime than full FCA authorisation, applied to smaller e-money firms, though it must still safeguard the money it holds.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
29 Finsbury Circus, London, EC2M 5SQ, United Kingdom
In the full report: 3 background checks
- When luminaryinc.com first appeared online, and whether it can receive email
- What kind of line 020 4572 9955 is
- Who else gives the postcode EC2M 5SQ
Other names (2)
If you were contacted under any of these names, it is this firm.
- Belnax Limited Trading name: A name it trades under now.
- COMETA PAY LTD Former name: A name it was registered under before.
FCA permissions and consumer protection
- Handle payments & transfers Funds safeguardedYour money must be kept in a separate safeguarded account. If the firm fails, all safeguarded funds should be returned to you. With no upper limit, unlike the capped amounts under FSCS. Safeguarding works differently from FSCS, but protects your full balance when the rules are followed correctly.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (7 permissions)
- a) Services enabling cash placement on a payment account
- b) Services enabling cash withdrawals from a payment account
- c) Execution of payment transactions (not covered by a credit line)
- d) Execution of payment transactions (covered by a credit line)
- e) Issuing payment instruments or acquiring payment transactions
- f) Money remittance
- h) Issuing Electronic Money
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 11366159 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 16 May 2018 (8 years old)
- Registered office
- 29 Finsbury Circus, London, EC2M 5SQ, England
- Nature of business
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- Other information service activities not elsewhere classified (SIC 63990)
- Financial intermediation not elsewhere classified (SIC 64999)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Aleksejs Telepna | Director | Feb 1986 | 16 May 2018 | 2 other companies |
Other companies run by its director
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 2
- still active
- 2
- is FCA-registered
- 1
In the full report: all 2 companies, named
- What each company does, and whether it is still trading
- Which of its director sits on each board, and since when
- Any that went into liquidation or administration
- The one on the FCA register
Filed accounts and finances
Net assets
−£15.8k
−274% from £9,088
Cash at bank
£51.1k
−40% from £85.6k
Employees (average)
1
Same as 1
Owed within a year
£68.3k
−11% from £77.0k
Net assets are negative: on its last balance sheet the company owed £15.8k more than it owned.
* Cash at bank usually includes customers’ money.
Assets and liabilities
In the full report: all 7 years of accounts
- Every year from 2019 to 2024
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 11366159. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Luminary Inc Finance’s history from the FCA register and Companies House, newest first.
2026
5 January 2026
- Aleksejs Telepna gave up control
- Alexander Chernyshev took control (75–100% of shares)
Companies House
2024
26 November 2024
- Changed its registered name from "COMETA PAY LTD"
FCA register
2022
24 August 2022
- Changed its registered name from "Belnax Limited"
FCA register
2020
31 March 2020
- Artiom Vasiliev stopped being the majority owner
Companies House
2019
13 February 2019
- Regulated by the FCA from this date
- Status on the FCA register became "Small Electronic Money Institution"
- Began trading as "Belnax Limited"
FCA register
2018
16 May 2018
- Incorporated at Companies House
- Aleksejs Telepna took control (75–100% of shares)
- Artiom Vasiliev became the majority owner (50–75% of shares)
- Aleksejs Telepna appointed as a director
Companies House
Director appointments and resignations, and trading names, appear under All events.
Firms connected to Luminary Inc Finance
Other FCA-listed firms that share a director, phone number or address with Luminary Inc Finance. A link shows who the firm is tied to, not whether either can be trusted.
- connected firm
- 1
- share a director
- 1
In the full report: the connected firm, named
- How it is linked: shared directors (1)
- Who links it to this firm: the named directors, with dates
Firms like Luminary Inc Finance
Other firms of the same type (payment or money transfer firm), nearest first.
In London
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Luminary Inc Finance
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 2 other companies its directors have run, named
- 3 background checks on its contact details
- 7 years of accounts, charted
- All 12 events in its history
- 1 connected firm, named, and who links them
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- How safeguarding works fca.org.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk