Lumon Pay Ltd
Reference number: 902022
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Authorised by the FCA
This firm is on the FCA register and authorised to carry out regulated activities.
This company holds another FCA record
A company can hold several FCA records, covering different parts of its business, and each one carries its own permissions and protection. The reference number you were given decides which record applies to you.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
20 Farringdon Rd, London, EC1M 3HE, United Kingdom
In the full report: 3 background checks
- When lumonpay.com first appeared online, and whether it can receive email
- What kind of line 020 3384 7280 is, and the 2 other firms that give it
- Who else gives the postcode EC1M 3HE
Other names (5)
If you were contacted under any of these names, it is this firm.
- Lumon Trading name: A name it trades under now.
- Foreign Currency Direct Plc Former name: A name it was registered under before.
- LUMON PAY PLC Former name: A name it was registered under before.
- Infinity Former trading name: A name it used to trade under.
- Pure FX Former trading name: A name it used to trade under.
Warning
Scammers have impersonated this firm
Fraudsters have used this firm's name or details with their own contact information to appear genuine. Check whatever you were given below, and against the firm's real details above.
Fake phone numbers (2)
- +971 502 885 145
- 0330 133 7265
Fake email addresses (4)
- business@eg-pay.co.uk
- business@egpuk.co.uk
- personal@eg-pay.co.uk
- personal@egpuk.co.uk
Fake websites (2)
- eg-pay.co.uk
- egpuk.co.uk
The FCA warning these came from
- Emirates Global Pay Ltd 19 August 2024
Scammers change these details often. Always check the live FCA warning.
FCA permissions and consumer protection
- Handle payments & transfers Funds safeguardedYour money must be kept in a separate safeguarded account. If the firm fails, all safeguarded funds should be returned to you. With no upper limit, unlike the capped amounts under FSCS. Safeguarding works differently from FSCS, but protects your full balance when the rules are followed correctly.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (8 permissions)
- a) Services enabling cash placement on a payment account
- b) Services enabling cash withdrawals from a payment account
- c) Execution of payment transactions (not covered by a credit line)
- d) Execution of payment transactions (covered by a credit line)
- e) Issuing payment instruments or acquiring payment transactions
- f) Money remittance
- g) Execution of payment transactions via telecoms, IT system or network operator
- h) Issuing Electronic Money
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
The clone warnings above are scammers using this firm's name, not something the firm has done.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 05082565 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 24 March 2004 (22 years old)
- Registered office
- 20 Farringdon Road, London, EC1M 3HE, England
- Nature of business
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- Financial intermediation not elsewhere classified (SIC 64999)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Michael James Peter England | Director | Feb 1981 | 25 May 2018 | 49 other companies |
| Leigh Edward Bridger | Director | Oct 1980 | 6 Dec 2021 | 3 other companies |
| Jonathan James Guest | Director | Feb 1983 | 16 Dec 2021 | 9 other companies |
| Ian Mccaig | Director | Apr 1966 | 31 Aug 2022 | 48 other companies |
| Nicholas John Haslehurst | Director | Oct 1972 | 18 Oct 2022 | 10 other companies |
| Victor Marc Darvey | Director | Nov 1972 | 24 Nov 2023 | 5 other companies |
Other companies run by these 6 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 115
- closed down
- 48
- went insolvent
- 8
In the full report: all 115 companies, named
- What each company does, and whether it is still trading
- Which of these 6 directors sit on each board, and since when
- The 8 that went into liquidation or administration
- The 11 on the FCA register, including 2 no longer authorised
- The 2 companies these 6 directors run together
- All 22 people who have ever been directors, with their dates
Key dates in its history
Lumon Pay’s history from the FCA register and Companies House, newest first.
2024
19 August 2024
- FCA warned the public about a scam impersonating this firm
FCA warning list
2021
9 September 2021
- Changed its registered name from "LUMON PAY PLC"
FCA register
24 August 2021
- Changed its registered name from "Foreign Currency Direct Plc"
FCA register
2020
1 December 2020
- Currency Holdings Limited gave up control
- Lumon Acquisitions Limited took control (75–100% of shares)
Companies House
2018
12 July 2018
- Regulated by the FCA from this date
- Became an authorised e-money institution
FCA register
25 May 2018
- Currency Holdings Limited took control (75–100% of shares)
- Peter Simon Ellis gave up control
- Phillipa Jane Sherman no longer has significant control
- Thomas Richard Higham no longer has significant control
Companies House
2016
18 April 2016
- Phillipa Jane Sherman gained significant control
Companies House
6 April 2016
- Peter Simon Ellis took control (75–100% of shares)
- Thomas Richard Higham gained significant control
Companies House
2004
24 March 2004
- Incorporated at Companies House
Companies House
In the full report: all 54 events
- All 54 events in its history (15 shown here)
- Every director appointment and resignation: 34
Firms connected to Lumon Pay
Other FCA-listed firms that share a director, phone number or address with Lumon Pay. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 4
- share a director
- 4
- share its phone number
- 2
In the full report: all 4 connected firms, named
- How each is linked: shared directors (4), the same phone number (2), the same postcode (2)
- Who links each one: the named directors, with dates
- 8 past links through former directors
Firms like Lumon Pay
Other firms of the same type (payment or money transfer firm), nearest first.
In London
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Lumon Pay
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 115 other companies its directors have run, named
- 3 background checks on its contact details
- All 54 events in its history
- 4 connected firms, named, and who links them
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Frequently asked questions about this firm
Is Lumon Pay Ltd FCA authorised?
What is Lumon Pay’s phone number and website?
Is Lumon Pay a scam or clone?
Is my money safe with Lumon Pay?
Who owns Lumon Pay?
Who runs Lumon Pay?
How long has Lumon Pay been in business?
Does Lumon Pay use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- FCA warning: Emirates Global Pay Ltd fca.org.uk
- How safeguarding works fca.org.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk