Lumsden D Limited

Reference number: 1058052

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Snap-on Finance UK Limited Reference number: 630814 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Lumsden D Limited (FRN 1058052) is an AR of Snap-on Finance UK Limited (FRN 630814). When you use Lumsden D's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Lumsden D, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07712 452064

  • Address

    48 Bramble Gardens, Airdrie, North Lanarkshire, ML6 6GZ, United Kingdom

In the full report: 2 background checks

  • What kind of line 07712 452064 is
  • Who else gives the postcode ML6 6GZ
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Other names (3)

If you were contacted under any of these names, it is this firm.

  • Snap-on Trading name
  • Snap-on Diagnostics Trading name
  • Snap-on Tools Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Snap-on Finance UK Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
17117626
Company status
Active
Company type
Private limited company
Incorporated
26 March 2026 (less than a year old)
Registered office
107-109 Towngate, Leyland, PR25 2LQ, England
Nature of business
  • Other retail sale not in stores, stalls or markets (SIC 47990)

Directors and company secretaries

Name Role Born Appointed Other companies
Darren Lumsden Director Jun 1983 26 Mar 2026 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Key dates in its history

Lumsden D’s history from the FCA register and Companies House, newest first.

Key events (3) All events (7)

2026

5 August 2026

  • Became an appointed representative

FCA register

26 March 2026

  • Incorporated at Companies House
  • Darren Lumsden took control (75–100% of shares)

Companies House

In the full report: all 7 events

  • All 7 events in its history (3 shown here)
  • Every director appointment and resignation: 1
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Firms like Lumsden D

Other firms of the same type (retailer), nearest first.

In the Motherwell (ML) postcode area

Inspired Flooring LtdMotherwellAppointed representativeCarpetWays Direct (UK) LimitedMotherwellAuthorisedDocument Data Solutions LtdBellshillAuthorisedHamilton Ross Group LtdLanarkAuthorisedR & J Leather (Scotland) LimitedHamiltonAuthorisedRex Pool Sales LtdHamiltonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Lumsden D

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • All 7 events in its history

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Frequently asked questions about this firm

Is Lumsden D Limited FCA authorised?
Lumsden D Limited (FRN 1058052) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Lumsden D?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Lumsden D Limited (FRN 1058052) is an AR of Snap-on Finance UK Limited (FRN 630814). When you use Lumsden D's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Lumsden D, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Lumsden D’s phone number?
The FCA register lists the phone number 07712 452064 for Lumsden D. If you were given different contact details, use these to check with the firm before going any further.
Is Lumsden D a scam or clone?
Lumsden D is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Lumsden D?
Protection works through Snap-on Finance UK Limited, the principal firm responsible for Lumsden D's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Lumsden D?
Companies House lists one person with significant control of Lumsden D: Mr Darren Lumsden (75–100% of shares).
Who runs Lumsden D?
Companies House lists one director of Lumsden D: Darren Lumsden.
How long has Lumsden D been in business?
The company was formed on 26 March 2026.
Does Lumsden D use any other names?
It trades as Snap-on, Snap-on Diagnostics and Snap-on Tools.

Sources and links

The full report on Lumsden D Limited

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