Lxp Skills Ltd

Reference number: 1024130

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

Social Money Limited Reference number: 675283 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • LXP SKILLS LTD (FRN 1024130) introduces customers to Social Money Limited (FRN 675283). Any regulated advice or arranging is done by the principal, not LXP SKILLS.
  • Example: if LXP SKILLS refers you to a financial adviser, the advice should come from the principal firm, not from LXP SKILLS itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01253 582680

  • Address

    The Old Bakery, Green Street, Lytham St. Annes, Lancashire, FY8 5LG, United Kingdom

In the full report: 2 background checks

  • What kind of line 01253 582680 is
  • Who else gives the postcode FY8 5LG
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • HMB Learning Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Social Money Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
14434575
Company status
Active
Company type
Private limited company
Incorporated
21 October 2022 (4 years old)
Registered office
The Old Bakery, Green Street, Lytham St. Annes, FY8 5LG, England
Nature of business
  • Other education not elsewhere classified (SIC 85590)

Directors and company secretaries

Name Role Born Appointed Other companies
Deborah Patricia Mcalister Director Apr 1982 21 Oct 2022 None
Frazer William Mcalister Director Nov 1984 21 Oct 2022 2 other companies
Gail Andrews Director Jun 1973 15 Sep 2026 None
Katrina Chatterton Director Apr 1978 15 Sep 2026 1 other company
Rebecca Craven Director Apr 1975 15 Sep 2026 None

Other companies run by these 5 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
closed down
1
run together
1

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of these 5 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 1 company these 5 directors run together
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Filed accounts and finances

Year to 31 October 2025Micro-entity accountsNot audited

Net assets

£233

Up £231 from £2

Employees (average)

2

Same as 2

Owed within a year

£26.0k

+19% from £21.9k

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 14434575. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Lxp Skills’s history from the FCA register and Companies House, newest first.

Key events (4) All events (10)

2024

18 December 2024

  • Became an introducer appointed representative

FCA register

2022

21 October 2022

  • Incorporated at Companies House
  • Deborah Patricia McAlister became a part-owner (25–50% of shares)
  • Frazer William McAlister became a part-owner (25–50% of shares)

Companies House

In the full report: all 10 events

  • All 10 events in its history (4 shown here)
  • Every director appointment and resignation: 5
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Firms connected to Lxp Skills

Other FCA-listed firms that share a director, phone number or address with Lxp Skills. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Lxp Skills

Other firms of the same type (credit broker), nearest first.

In Lytham St. Annes

St.Annes Old Links Golf Club LTDLytham St. AnnesAuthorised

In the Blackpool (FY) postcode area

"Bereavement Support Network Ltd "BlackpoolAppointed representativeAntony GilderdaleBlackpoolAppointed representativeConstructive Asset Finance LtdBlackpoolAppointed representativeCorporation of Rossall SchoolFleetwoodAppointed representativeFrank Rowe and SonsPoulton-le-FyldeAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Lxp Skills

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 2 background checks on its contact details
  • All 10 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Lxp Skills Ltd FCA authorised?
Lxp Skills Ltd (FRN 1024130) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Lxp Skills?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Lxp Skills Ltd (FRN 1024130) introduces customers to Social Money Limited (FRN 675283). Any regulated advice or arranging is done by the principal, not Lxp Skills. Example: if Lxp Skills refers you to a financial adviser, the advice should come from the principal firm, not from Lxp Skills itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Lxp Skills’ phone number?
The FCA register lists the phone number 01253 582680 for Lxp Skills. If you were given different contact details, use these to check with the firm before going any further.
Is Lxp Skills a scam or clone?
Lxp Skills is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Lxp Skills?
Protection works through Social Money Limited, the principal firm responsible for Lxp Skills's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Lxp Skills?
Companies House lists 2 people with significant control of Lxp Skills: Mr Frazer William McAlister (25–50% of shares) and Mrs Deborah Patricia McAlister (25–50% of shares).
Who runs Lxp Skills?
Companies House lists 5 directors of Lxp Skills: Deborah Patricia McAlister, Frazer William McAlister, Gail Andrews, Katrina Chatterton and Rebecca Craven.
How long has Lxp Skills been in business?
The company was formed on 21 October 2022.
What do Lxp Skills’ latest accounts show?
Its latest accounts, to 31 October 2025, show net assets of £233 (up £231 from £2).
Does Lxp Skills use any other names?
It trades as HMB Learning.

Sources and links

The full report on Lxp Skills Ltd

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