M.a. Mills Funeral Service Limited: FCA regulated?

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Appointed for 1 year
Protected through the principal
No FCA actions
Active company since 2020
Accounts filed up to 31 July 2023
One of its directors is also a director of a firm that is no longer authorised

Responsible principal firm

Golden Charter Limited Reference number: 965279 Authorised View firm →

What does this mean?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
M.A. MILLS FUNERAL SERVICE LIMITED (FRN 1034081) is an AR of Golden Charter Limited (FRN 965279). When you use M.A. MILLS FUNERAL SERVICE's services, the FCA authorisation sits with the principal firm.
Example: if you take financial advice from M.A. MILLS FUNERAL SERVICE, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

No website on the FCA register
Phone number

0115 933 6906
Address

Robin Hood House, Robin Hood Street, Nottingham, Nottingham, NG3 1GF, United Kingdom

In the full report: 2 background checks

What kind of line 0115 933 6906 is
Who else gives the postcode NG3 1GF

FCA permissions and consumer protection

Protection through the principal firm
Protection works through Golden Charter Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 12449768 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 7 February 2020 (6 years old)
Registered office: Robin Hood House, Robin Hood Street, Nottingham, NG3 1GF, England
Nature of business: Funeral and related activities (SIC 96030)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Pete Clarson	Director	Mar 1986	12 Oct 2023	1 other company
Chloe Elizabeth Lymn Rose	Director	Aug 1980	12 Oct 2023	16 other companies
Jackie Lymn Rose	Director	Jan 1956	12 Oct 2023	12 other companies
Matthew Alexander Lymn Rose	Director	Oct 1982	12 Oct 2023	26 other companies
Nigel Lymn Rose	Director	Oct 1954	12 Oct 2023	17 other companies
Penelope Jane Lymn Rose	Director	Jan 1956	12 Oct 2023	17 other companies
James Myers	Secretary	Not published	12 Oct 2023	–

Other companies run by these 6 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 28
closed down: 5
are FCA-registered: 6

In the full report: all 28 companies, named

What each company does, and whether it is still trading
Which of these 6 directors sit on each board, and since when
Any that went into liquidation or administration
The 6 on the FCA register, including one no longer authorised
The 22 companies these 6 directors run together
All 8 people who have ever been directors, with their dates

Filed accounts and finances

Year to 31 July 2023Micro-entity accountsNot audited

Net assets

£1.03m

+46% from £705k

Employees (average)

0

Same as 0

Owed within a year

£66.7k

−7.9% from £72.4k

Assets and liabilities

In the full report: all 4 years of accounts

Every year from 2021 to 2023
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 12449768. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

M.a. Mills Funeral Service’s history from the FCA register and Companies House, newest first.

Key events (8) All events (19)

2025

27 May 2025

Became an appointed representative

FCA register

2023

12 October 2023

Board replaced: both directors left and 6 new directors took over
Anthony David Mills stopped being a part-owner
Lr Bereavement Holdings Limited took control (75–100% of shares)
Michele Annette Mills stopped being a part-owner

Companies House

2020

7 February 2020

Incorporated at Companies House
Anthony David Mills became a part-owner (25–50% of shares)
Michele Annette Mills became a part-owner (25–50% of shares)

Companies House

In the full report: all 19 events

All 19 events in its history (8 shown here)
Every director appointment and resignation: 10

Firms connected to M.a. Mills Funeral Service

Other FCA-listed firms that share a director, phone number or address with M.a. Mills Funeral Service. A link shows who the firm is tied to, not whether either can be trusted.

connected firms: 6
no longer authorised: 1
share a director: 6

In the full report: all 6 connected firms, named

How each is linked: shared directors (6), the same postcode (5)
Who links each one: the named directors, with dates

Firms like M.a. Mills Funeral Service

Other firms of the same type (funeral director), nearest first.

In Nottingham

A.W. Lymn The Funeral Planning Service LimitedNottinghamAppointed representative Anthony Mark BuckinghamNottinghamAppointed representative C Terry Funeral Services LimitedNottinghamAppointed representative Funeral Services Northern Ireland LimitedNottinghamAppointed representative G W Funeral Service LimitedNottinghamAppointed representative Geo Hanson & Sons (Hucknall) LtdNottinghamAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on M.a. Mills Funeral Service

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

28 other companies its directors have run, named
2 background checks on its contact details
4 years of accounts, charted
All 19 events in its history
6 connected firms, named, and who links them

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Frequently asked questions about this firm

Is M.a. Mills Funeral Service Limited FCA authorised?

M.a. Mills Funeral Service Limited (FRN 1034081) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.

What does appointed representative mean for M.a. Mills Funeral Service?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. M.a. Mills Funeral Service Limited (FRN 1034081) is an AR of Golden Charter Limited (FRN 965279). When you use M.a. Mills Funeral Service's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from M.a. Mills Funeral Service, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

What is M.a. Mills Funeral Service’s phone number?

The FCA register lists the phone number 0115 933 6906 for M.a. Mills Funeral Service. If you were given different contact details, use these to check with the firm before going any further.

Is M.a. Mills Funeral Service a scam or clone?

M.a. Mills Funeral Service is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with M.a. Mills Funeral Service?

Protection works through Golden Charter Limited, the principal firm responsible for M.a. Mills Funeral Service's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Who owns M.a. Mills Funeral Service?

M.a. Mills Funeral Service is owned by Lr Bereavement Holdings Limited, which holds 75–100% of shares and 75–100% of votes, since 12 October 2023. Before that, it was controlled by Mr Anthony David Mills and Mrs Michele Annette Mills.

Who runs M.a. Mills Funeral Service?

Companies House lists 6 directors of M.a. Mills Funeral Service: Pete Clarson, Chloe Elizabeth Lymn Rose, Jackie Lymn Rose, Matthew Alexander Lymn Rose, Nigel Lymn Rose and Penelope Jane Lymn Rose.

How long has M.a. Mills Funeral Service been in business?

The company was formed on 7 February 2020.

What do M.a. Mills Funeral Service’s latest accounts show?

Its latest accounts, to 31 July 2023, show net assets of £1.03m (+46% from £705k).