Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 7 years
- Protected through the principal
- No FCA actions
- Active company since 2017
- Accounts filed up to 31 March 2022
- On its latest accounts it owed £168k more than it owned
Responsible principal firm
Chrysalis Finance Limited Reference number: 631193 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- M.F.D. Associates Limited (FRN 841149) is an AR of Chrysalis Finance Limited (FRN 631193). When you use M.F.D. Associates's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from M.F.D. Associates, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
-
Address
Tonbridge Gentle Dental, Unit 7, The Pavilion, Tonbridge, TN9 1TE, United Kingdom
In the full report: 2 background checks
- What kind of line 01732 367111 is
- Who else gives the postcode TN9 1TE
Other names (1)
If you were contacted under any of these names, it is this firm.
- Tonbridge Gentle Dental Trading name: A name it trades under now.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Chrysalis Finance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 10746458 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 28 April 2017 (9 years old)
- Registered office
- 3rd Floor 1 Ashley Road, Altrincham, Cheshire, WA14 2DT, United Kingdom
- Nature of business
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- General medical practice activities (SIC 86210)
- Dental practice activities (SIC 86230)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Jagdeep Singh Hans (Dr) | Director | Jun 1988 | 29 Jul 2022 | 68 other companies |
| Jacqueline Harris Barclay | Director | Apr 1962 | 31 Jan 2025 | 35 other companies |
| Murray John Tinning | Director | Apr 1985 | 19 Mar 2026 | 53 other companies |
| OAKWOOD CORPORATE SECRETARY LIMITED | Corporate secretary | Not published | 31 Jan 2025 | – |
Other companies run by these 3 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 78
- closed down
- 15
- are FCA-registered
- 18
In the full report: all 78 companies, named
- What each company does, and whether it is still trading
- Which of these 3 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 18 on the FCA register
- The 47 companies these 3 directors run together
- All 8 people who have ever been directors, with their dates
Filed accounts and finances
Total equity
−£168k
No earlier figure to compare
Cash at bank
£25.9k
−48% from £50.1k
Employees (average)
9
−25% from 12
Owed within a year
£297k
−17% from £355k
Total equity is negative: on its last balance sheet the company owed £168k more than it owned.
Assets and liabilities
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 10746458. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
M.F.D. Associates’s history from the FCA register and Companies House, newest first.
2022
29 July 2022
- Board replaced: its only director left and a new director took over
Companies House
2019
1 May 2019
- Became an appointed representative
FCA register
25 January 2019
- Board replaced: both directors left and a new director took over
- Incisive Smiles Holdings Limited took control (75–100% of shares)
- Jamie Raymond Kerr gave up control
Companies House
2017
28 April 2017
- Incorporated at Companies House
- Jamie Raymond Kerr took control (75–100% of shares)
Companies House
In the full report: all 21 events
- All 21 events in its history (7 shown here)
- Every director appointment and resignation: 13
Firms connected to M.F.D. Associates
Other FCA-listed firms that share a director, phone number or address with M.F.D. Associates. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 12
- share a director
- 12
In the full report: all 12 connected firms, named
- How each is linked: shared directors (12)
- Who links each one: the named directors, with dates
Firms like M.F.D. Associates
Other firms of the same type (dental or medical practice), nearest first.
In Tonbridge
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on M.F.D. Associates
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 78 other companies its directors have run, named
- 2 background checks on its contact details
- All 21 events in its history
- 12 connected firms, named, and who links them
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk