M:M Bio Limited

Reference number: 971436

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

SME HCI Limited Reference number: 626422 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • M:M Bio Limited (FRN 971436) introduces customers to SME HCI Limited (FRN 626422). Any regulated advice or arranging is done by the principal, not M:M Bio.
  • Example: if M:M Bio refers you to a financial adviser, the advice should come from the principal firm, not from M:M Bio itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When molecule2medicine.com first appeared online, and whether it can receive email
  • What kind of line 07798 692878 is
  • Who else gives the postcode OX14 4RY
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through SME HCI Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
13706785
Company status
Active
Company type
Private limited company
Incorporated
27 October 2021 (5 years old)
Registered office
99 Park Drive, Milton, Abingdon, OX14 4RY, England
Nature of business
  • Management consultancy activities other than financial management (SIC 70229)
  • Research and experimental development on biotechnology (SIC 72110)

Directors and company secretaries

Name Role Born Appointed Other companies
Kirsty Ann Mccarthy Director Apr 1964 27 Oct 2021 6 other companies
Tom Mccarthy Director Jun 1967 22 Nov 2021 1 other company
Samantha Ann Harris Secretary Not published 14 Nov 2023 –

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
6
still active
6
run together
1

In the full report: all 6 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 1 company these 2 directors run together
  • All 5 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2024Full accountsAudited

Net assets

−£1.22m

Down £964k from −£258k

Cash at bank

£168k

−22% from £216k

Employees (average)

41

+28% from 32

Owed within a year

£1.90m

+31% from £1.45m

Net assets are negative: on its last balance sheet the company owed £1.22m more than it owned.

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 13706785. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

M:M Bio’s history from the FCA register and Companies House, newest first.

Key events (9) All events (17)

2024

22 July 2024

  • Kirsty Ann McCarthy stopped being a part-owner
  • Tom McCarthy stopped being a part-owner

Companies House

7 May 2024

  • M:M Bio Global Services Limited took control (75–100% of votes)

Companies House

5 April 2024

  • Kirsty Ann McCarthy became a part-owner (25–50% of shares)
  • Tom McCarthy became a part-owner (25–50% of shares)

Companies House

2022

8 March 2022

  • Became an introducer appointed representative

FCA register

2021

22 November 2021

  • Kirsty Ann McCarthy gave up control

Companies House

27 October 2021

  • Incorporated at Companies House
  • Kirsty Ann McCarthy took control (75–100% of shares)

Companies House

In the full report: all 17 events

  • All 17 events in its history (9 shown here)
  • Every director appointment and resignation: 8
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Firms connected to M:M Bio

Other FCA-listed firms that share a director, phone number or address with M:M Bio. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Get the full report on M:M Bio

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 6 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 17 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is M:M Bio Limited FCA authorised?
M:M Bio Limited (FRN 971436) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for M:M Bio?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. M:M Bio Limited (FRN 971436) introduces customers to SME HCI Limited (FRN 626422). Any regulated advice or arranging is done by the principal, not M:M Bio. Example: if M:M Bio refers you to a financial adviser, the advice should come from the principal firm, not from M:M Bio itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is M:M Bio’s phone number and website?
The FCA register lists the phone number 07798 692878 and the website molecule2medicine.com for M:M Bio. If you were given different contact details, use these to check with the firm before going any further.
Is M:M Bio a scam or clone?
M:M Bio is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with M:M Bio?
Protection works through SME HCI Limited, the principal firm responsible for M:M Bio's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns M:M Bio?
M:M Bio is owned by M:M Bio Global Services Limited, which holds 75–100% of votes, since 7 May 2024. Before that, it was controlled by Ms Kirsty Ann McCarthy and Mr Tom McCarthy.
Who runs M:M Bio?
Companies House lists 2 directors of M:M Bio: Kirsty Ann McCarthy and Tom McCarthy.
How long has M:M Bio been in business?
The company was formed on 27 October 2021.
What do M:M Bio’s latest accounts show?
Its latest accounts, to 31 December 2024, show net assets of −£1.22m (down £964k from −£258k) and cash at bank of £168k (−22% from £216k).

Sources and links

The full report on M:M Bio Limited

£19.99 · Instant PDF download

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