M Yale Limited

Reference number: 781224

Instant download

Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

CBC UK Limited Reference number: 145164 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • M Yale Limited (FRN 781224) introduces customers to CBC UK Limited (FRN 145164). Any regulated advice or arranging is done by the principal, not M Yale.
  • Example: if M Yale refers you to a financial adviser, the advice should come from the principal firm, not from M Yale itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    020 8959 9489

  • Address

    8 Clouston Avenue, Bushey, Hertfordshire, WD23 2PU, United Kingdom

In the full report: 2 background checks

  • What kind of line 020 8959 9489 is
  • Who else gives the postcode WD23 2PU
Instant PDF download

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through CBC UK Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
09672560
Company status
Active
Company type
Private limited company
Incorporated
6 July 2015 (11 years old)
Registered office
8 Clouston Avenue, Bushey, Hertfordshire, WD23 2PU, England
Nature of business
  • Other business support service activities not elsewhere classified (SIC 82990)

Directors and company secretaries

Name Role Born Appointed Other companies
Malcolm Robert Yale Director Sep 1958 6 Jul 2015 4 other companies
Diane Ruth Yale Director Jan 1955 29 Oct 2020 None
Diane Ruth Yale Secretary Not published 6 Jul 2015 –

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
4
still active
3
went insolvent
1

In the full report: all 4 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • The one that went into liquidation or administration
Instant PDF download

Filed accounts and finances

Year to 30 November 2025Micro-entity accountsNot audited

Net assets

£977k

+39% from £703k

Employees (average)

2

Same as 2

Owed within a year

£326k

−17% from £392k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 09672560. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

M Yale’s history from the FCA register and Companies House, newest first.

2020

29 October 2020

  • Diane Ruth Yale appointed as a director

Companies House

2017

8 June 2017

  • Became an introducer appointed representative

FCA register

2016

6 April 2016

  • Diane Ruth Yale became a part-owner (25–50% of shares)
  • Malcolm Robert Yale took control (25–50% of shares)

Companies House

2015

6 July 2015

  • Incorporated at Companies House
  • Malcolm Robert Yale appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like M Yale

Other firms of the same type (insurance broker), nearest first.

In Bushey

Pagoda Mortgage Services LtdBusheyAppointed representativeCorporate & Commercial Insurance Services LimitedBusheyAuthorisedGeneration Insurance Software LimitedBusheyAuthorisedGraham KershbergBusheyAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on M Yale

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 4 other companies its directors have run, named
  • 2 background checks on its contact details
  • 7 years of accounts, charted
  • All 6 events in its history

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is M Yale Limited FCA authorised?
M Yale Limited (FRN 781224) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for M Yale?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. M Yale Limited (FRN 781224) introduces customers to CBC UK Limited (FRN 145164). Any regulated advice or arranging is done by the principal, not M Yale. Example: if M Yale refers you to a financial adviser, the advice should come from the principal firm, not from M Yale itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is M Yale’s phone number?
The FCA register lists the phone number 020 8959 9489 for M Yale. If you were given different contact details, use these to check with the firm before going any further.
Is M Yale a scam or clone?
M Yale is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with M Yale?
Protection works through CBC UK Limited, the principal firm responsible for M Yale's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns M Yale?
Companies House lists 2 people with significant control of M Yale: Mr Malcolm Robert Yale (25–50% of shares) and Mrs Diane Ruth Yale (25–50% of shares).
Who runs M Yale?
Companies House lists 2 directors of M Yale: Malcolm Robert Yale and Diane Ruth Yale.
How long has M Yale been in business?
The company was formed on 6 July 2015.
What do M Yale’s latest accounts show?
Its latest accounts, to 30 November 2025, show net assets of £977k (+39% from £703k).

Sources and links

The full report on M Yale Limited

£19.99 · Instant PDF download

Loading secure checkout…