Pagoda Mortgage Services Ltd

Reference number: 971812

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Personal Touch Financial Services Limited Reference number: 187834 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Pagoda Mortgage Services Ltd (FRN 971812) is an AR of Personal Touch Financial Services Limited (FRN 187834). When you use Pagoda Mortgage Services's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Pagoda Mortgage Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07380 967350

  • Address

    37 Bushey Hall Road, Bushey, Hertfordshire, WD23 2EE, United Kingdom

In the full report: 2 background checks

  • What kind of line 07380 967350 is
  • Who else gives the postcode WD23 2EE
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • David Goodman Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Personal Touch Financial Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
15282416
Company status
Active
Company type
Private limited company
Incorporated
14 November 2023 (2 years old)
Registered office
37 Bushey Hall Road, Bushey, WD23 2EE, England
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
David Jonathan Goodman Director Jul 1987 14 Nov 2023 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Filed accounts and finances

Year to 30 November 2025Small company accountsNot audited

Net assets

£5,669

−73% from £21.3k

Cash at bank

£11.9k

−67% from £36.2k

Employees (average)

2

Same as 2

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 15282416. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Pagoda Mortgage Services’s history from the FCA register and Companies House, newest first.

2024

31 January 2024

  • Changed its registered name from "David Goodman"

FCA register

2023

14 November 2023

  • Incorporated at Companies House
  • David Jonathan Goodman took control (75–100% of shares)
  • David Jonathan Goodman appointed as a director

Companies House

2022

11 March 2022

  • Became an appointed representative
  • Began trading as "Pagoda Mortgage Services"

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms like Pagoda Mortgage Services

Other firms of the same type (insurance broker), nearest first.

In Bushey

M Yale LimitedBusheyAppointed representativeCorporate & Commercial Insurance Services LimitedBusheyAuthorisedGeneration Insurance Software LimitedBusheyAuthorisedGraham KershbergBusheyAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Pagoda Mortgage Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • All 6 events in its history

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Frequently asked questions about this firm

Is Pagoda Mortgage Services Ltd FCA authorised?
Pagoda Mortgage Services Ltd (FRN 971812) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Pagoda Mortgage Services?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Pagoda Mortgage Services Ltd (FRN 971812) is an AR of Personal Touch Financial Services Limited (FRN 187834). When you use Pagoda Mortgage Services's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Pagoda Mortgage Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Pagoda Mortgage Services’ phone number?
The FCA register lists the phone number 07380 967350 for Pagoda Mortgage Services. If you were given different contact details, use these to check with the firm before going any further.
Is Pagoda Mortgage Services a scam or clone?
Pagoda Mortgage Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Pagoda Mortgage Services?
Protection works through Personal Touch Financial Services Limited, the principal firm responsible for Pagoda Mortgage Services's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Pagoda Mortgage Services?
Companies House lists one person with significant control of Pagoda Mortgage Services: Mr David Jonathan Goodman (75–100% of shares).
Who runs Pagoda Mortgage Services?
Companies House lists one director of Pagoda Mortgage Services: David Jonathan Goodman.
How long has Pagoda Mortgage Services been in business?
The company was formed on 14 November 2023.
What do Pagoda Mortgage Services’ latest accounts show?
Its latest accounts, to 30 November 2025, show net assets of £5,669 (−73% from £21.3k) and cash at bank of £11.9k (−67% from £36.2k).
Does Pagoda Mortgage Services use any other names?
It has previously used the name David Goodman.

Sources and links

The full report on Pagoda Mortgage Services Ltd

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