MAC Tools Cardiff Limited

Reference number: 823307

Instant download

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07779 661983

  • Address

    54 Beechwood Road, Sully, Penarth, Glamorgan, CF64 5WQ, United Kingdom

In the full report: 2 background checks

  • What kind of line 07779 661983 is
  • Who else gives the postcode CF64 5WQ
Instant PDF download
Other names (1)

If you were contacted under any of these names, it is this firm.

  • MAC Tools Trading name

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Credit Broking
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
11508252
Company status
Active
Company type
Private limited company
Incorporated
9 August 2018 (8 years old)
Registered office
54 Beechwood Road, Sully, Penarth, CF64 5WQ, United Kingdom
Nature of business
  • Other retail sale not in stores, stalls or markets (SIC 47990)

Directors and company secretaries

Name Role Born Appointed Other companies
John Dennis Baker Director Sep 1966 9 Aug 2018 1 other company
Angela Denise Baker Director Sep 1966 20 Apr 2024 None

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
closed down
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
Instant PDF download

Filed accounts and finances

Year to 31 August 2025Small company accountsNot audited

Total equity

−£492

Up £23.3k from −£23.8k

Cash at bank

£20.0k

−17% from £24.1k

Employees (average)

2

+100% from 1

Owed within a year

£107k

<1% from £107k

Total equity is negative: on its last balance sheet the company owed £492 more than it owned.

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 11508252. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

MAC Tools Cardiff’s history from the FCA register and Companies House, newest first.

Key events (4) All events (9)

2018

14 November 2018

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

9 August 2018

  • Incorporated at Companies House
  • John Dennis Baker took control (75–100% of shares)

Companies House

In the full report: all 9 events

  • All 9 events in its history (4 shown here)
  • Every director appointment and resignation: 2
Instant PDF download

Firms like MAC Tools Cardiff

Other firms of the same type (lender), nearest first.

In the Cardiff (CF) postcode area

EUI LimitedCardiffAuthorisedUniversity of South WalesPontypriddAuthorisedBlack Horse LimitedCardiffAuthorisedAble Insurance Services LimitedCardiffAuthorisedAMG Wealth Solutions LLPCardiffAuthorisedAmie WortonCardiffAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on MAC Tools Cardiff

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 2 background checks on its contact details
  • 6 years of accounts, charted
  • All 9 events in its history

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is MAC Tools Cardiff Limited FCA authorised?
Yes, MAC Tools Cardiff Limited (FRN 823307) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since November 2018 and works as a lender. The FCA has placed no limits on its permissions.
What is MAC Tools Cardiff’s phone number?
The FCA register lists the phone number 07779 661983 for MAC Tools Cardiff. If you were given different contact details, use these to check with the firm before going any further.
Is MAC Tools Cardiff a scam or clone?
MAC Tools Cardiff is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with MAC Tools Cardiff?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how MAC Tools Cardiff handles your money, so check the specific product before you commit. You can also refer complaints about MAC Tools Cardiff to the Financial Ombudsman Service, free of charge.
Who owns MAC Tools Cardiff?
Companies House lists one person with significant control of MAC Tools Cardiff: Mr John Dennis Baker (75–100% of shares).
Who runs MAC Tools Cardiff?
Companies House lists 2 directors of MAC Tools Cardiff: John Dennis Baker and Angela Denise Baker.
How long has MAC Tools Cardiff been in business?
The company was formed on 9 August 2018, and has held its current FCA authorisation since November 2018.
What do MAC Tools Cardiff’s latest accounts show?
Its latest accounts, to 31 August 2025, show total equity of −£492 (up £23.3k from −£23.8k) and cash at bank of £20.0k (−17% from £24.1k).
Does MAC Tools Cardiff use any other names?
It trades as MAC Tools.

Sources and links

The full report on MAC Tools Cardiff Limited

£19.99 · Instant PDF download

Loading secure checkout…