Majella Murphy

Reference number: 980231

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Appointed representative

Majella Murphy does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Majella Murphy (FRN 980231) is an AR of Rural Finance Limited (FRN 630701). When you use Majella Murphy's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Majella Murphy, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07436 128917

  • Address

    97 Carrive Road, Forkhill, Newry, BT35 9TF, United Kingdom

In the full report: 2 background checks

  • What kind of line 07436 128917 is
  • Who else gives the postcode BT35 9TF
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Rural Business Finance Trading name: A name it trades under now.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Rural Finance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Majella Murphy’s history from the FCA register and Companies House, newest first.

2022

2 August 2022

  • Became an appointed representative
  • Began trading as "Rural Business Finance"

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms like Majella Murphy

Other firms of the same type (credit broker), nearest first.

In Newry

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Majella Murphy

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 background checks on its contact details
  • All 2 events in its history

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Frequently asked questions about this firm

Is Majella Murphy FCA authorised?
Majella Murphy (FRN 980231) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Majella Murphy?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Majella Murphy (FRN 980231) is an AR of Rural Finance Limited (FRN 630701). When you use Majella Murphy's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Majella Murphy, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Majella Murphy’s phone number?
The FCA register lists the phone number 07436 128917 for Majella Murphy. If you were given different contact details, use these to check with the firm before going any further.
Is Majella Murphy a scam or clone?
Majella Murphy is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Majella Murphy?
Protection works through Rural Finance Limited, the principal firm responsible for Majella Murphy's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Majella Murphy use any other names?
It trades as Rural Business Finance.

Sources and links

The full report on Majella Murphy

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