Malvern Financial Planning Limited

Reference number: 996153

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

ValidPath Limited Reference number: 197107 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Malvern Financial Planning Limited (FRN 996153) is an AR of ValidPath Limited (FRN 197107). When you use Malvern Financial Planning's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Malvern Financial Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07940 547687

  • Address

    The Grange, Grange Road, Malvern, Worcestershire, WR14 3HA, United Kingdom

In the full report: 2 background checks

  • What kind of line 07940 547687 is
  • Who else gives the postcode WR14 3HA
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through ValidPath Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
14800581
Company status
Active
Company type
Private limited company
Incorporated
14 April 2023 (3 years old)
Registered office
The Grange, Grange Road, Great Malvern, WR14 3HA, England
Nature of business
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Directors and company secretaries

Name Role Born Appointed Other companies
Eugenie May Cameron Director Mar 1976 14 Apr 2023 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Filed accounts and finances

Year to 30 April 2025Micro-entity accountsNot audited

Net assets

£825

Up £3,841 from −£3,016

Employees (average)

3

+200% from 1

Owed within a year

£8,575

+14% from £7,529

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 14800581. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Malvern Financial Planning’s history from the FCA register and Companies House, newest first.

2023

11 May 2023

  • Became an appointed representative

FCA register

14 April 2023

  • Incorporated at Companies House
  • Eugenie May Cameron took control (75–100% of shares)
  • Eugenie May Cameron appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms connected to Malvern Financial Planning

Other FCA-listed firms that share a director, phone number or address with Malvern Financial Planning. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
3
share its postcode
3

In the full report: all 3 connected firms, named

  • How each is linked: the same postcode (3)
  • Who links each one: the named directors, with dates
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Firms like Malvern Financial Planning

Other firms of the same type (financial adviser), nearest first.

In Malvern

Abacus Research LLPMalvernAppointed representativeFresh Approach Financial Planning LimitedMalvernAppointed representativeJacob James Group LtdMalvernAppointed representativeKendall Wadley Wealth LimitedMalvernAppointed representativeMercia Capital Partners LtdMAlvernAppointed representativeSean Jones Wealth Management LimitedMalvernAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Malvern Financial Planning

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • All 4 events in its history
  • 3 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Malvern Financial Planning Limited FCA authorised?
Malvern Financial Planning Limited (FRN 996153) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Malvern Financial Planning?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Malvern Financial Planning Limited (FRN 996153) is an AR of ValidPath Limited (FRN 197107). When you use Malvern Financial Planning's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Malvern Financial Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Malvern Financial Planning’s phone number?
The FCA register lists the phone number 07940 547687 for Malvern Financial Planning. If you were given different contact details, use these to check with the firm before going any further.
Is Malvern Financial Planning a scam or clone?
Malvern Financial Planning is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Malvern Financial Planning?
Protection works through ValidPath Limited, the principal firm responsible for Malvern Financial Planning's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Malvern Financial Planning?
Companies House lists one person with significant control of Malvern Financial Planning: Ms Eugenie May Cameron (75–100% of shares).
Who runs Malvern Financial Planning?
Companies House lists one director of Malvern Financial Planning: Eugenie May Cameron.
How long has Malvern Financial Planning been in business?
The company was formed on 14 April 2023.
What do Malvern Financial Planning’s latest accounts show?
Its latest accounts, to 30 April 2025, show net assets of £825 (up £3,841 from −£3,016).

Sources and links

The full report on Malvern Financial Planning Limited

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