Malvern HE Partnerships Limited

Reference number: 1054304

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Malvern HE Partnerships Limited (FRN 1054304) is an AR of Howden UK Brokers Limited (FRN 307663). When you use Malvern HE Partnerships's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Malvern HE Partnerships, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When malverninternational.com first appeared online, and whether it can receive email
  • What kind of line 07939 073254 is
  • Who else gives the postcode WA14 2DT
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Malvern International Trading name: A name it trades under now.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Howden UK Brokers Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
24 April 2024 (2 years old)
Registered office
1 Ashley Road, 3rd Floor, Altrincham, Cheshire, WA14 2DT, United Kingdom
Nature of business
  • First-degree level higher education (SIC 85421)

Directors and company secretaries

Name Role Born Appointed Other companies
Stephen Harvey Director Oct 1958 24 Apr 2024 None
Richard Christopher Mace Director Jul 1979 24 Apr 2024 6 other companies
Angela Mary Murphy Director Mar 1946 17 May 2024 3 other companies
Lynn Dobbs (Prof) Director Jul 1957 5 Jul 2024 1 other company
Daniel Chaffer Director Aug 1977 22 Jun 2026 25 other companies

Other companies run by these 5 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
31
closed down
6
run together
4

In the full report: all 31 companies, named

  • What each company does, and whether it is still trading
  • Which of these 5 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 4 companies these 5 directors run together
  • All 6 people who have ever been directors, with their dates
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Filed accounts and finances

9 months to 30 September 2025Abridged accountsNot audited

Net assets

−£168k

Down £168k from £100

Cash at bank

£1,500

Up £1,400 from £100

Employees (average)

0

No earlier figure to compare

Owed within a year

£1.42m

No earlier figure to compare

Net assets are negative: on its last balance sheet the company owed £168k more than it owned.

Net assets

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 15675719. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Malvern HE Partnerships’s history from the FCA register and Companies House, newest first.

2026

29 April 2026

  • Became an appointed representative

FCA register

2024

24 April 2024

  • Incorporated at Companies House
  • Malvern International PLC took control (75–100% of shares)

Companies House

In the full report: all 11 events

  • All 11 events in its history (3 shown here)
  • Every director appointment and resignation: 7
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Firms like Malvern HE Partnerships

Other firms of the same type (insurance broker), nearest first.

In Altrincham

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Malvern HE Partnerships

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 31 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 11 events in its history

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Frequently asked questions about this firm

Is Malvern HE Partnerships Limited FCA authorised?
Malvern HE Partnerships Limited (FRN 1054304) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Malvern HE Partnerships?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Malvern HE Partnerships Limited (FRN 1054304) is an AR of Howden UK Brokers Limited (FRN 307663). When you use Malvern HE Partnerships's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Malvern HE Partnerships, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Malvern HE Partnerships’ phone number and website?
The FCA register lists the phone number 07939 073254 and the website malverninternational.com for Malvern HE Partnerships. If you were given different contact details, use these to check with the firm before going any further.
Is Malvern HE Partnerships a scam or clone?
Malvern HE Partnerships is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Malvern HE Partnerships?
Protection works through Howden UK Brokers Limited, the principal firm responsible for Malvern HE Partnerships's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Malvern HE Partnerships?
Malvern HE Partnerships is owned by Malvern International PLC, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 24 April 2024.
Who runs Malvern HE Partnerships?
Companies House lists 5 directors of Malvern HE Partnerships: Stephen Harvey, Richard Christopher Mace, Angela Mary Murphy, Lynn Dobbs (Prof) and Daniel Chaffer.
How long has Malvern HE Partnerships been in business?
The company was formed on 24 April 2024.
What do Malvern HE Partnerships’ latest accounts show?
Its latest accounts, to 30 September 2025, show net assets of −£168k (down £168k from £100) and cash at bank of £1,500 (up £1,400 from £100).
Does Malvern HE Partnerships use any other names?
It trades as Malvern International.

Sources and links

The full report on Malvern HE Partnerships Limited

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