Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for under a year
- Protected through the principal
- No FCA actions
- Active company since 2024
- Accounts filed up to 30 September 2025
- On its latest accounts it owed £168k more than it owned
Responsible principal firm
Howden UK Brokers Limited Reference number: 307663 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Malvern HE Partnerships Limited (FRN 1054304) is an AR of Howden UK Brokers Limited (FRN 307663). When you use Malvern HE Partnerships's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Malvern HE Partnerships, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
1 Ashley Road, 3rd Floor, Altrincham, Cheshire, WA14 2DT, United Kingdom
In the full report: 3 background checks
- When malverninternational.com first appeared online, and whether it can receive email
- What kind of line 07939 073254 is
- Who else gives the postcode WA14 2DT
Other names (1)
If you were contacted under any of these names, it is this firm.
- Malvern International Trading name: A name it trades under now.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Howden UK Brokers Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 15675719 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 24 April 2024 (2 years old)
- Registered office
- 1 Ashley Road, 3rd Floor, Altrincham, Cheshire, WA14 2DT, United Kingdom
- Nature of business
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- First-degree level higher education (SIC 85421)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Stephen Harvey | Director | Oct 1958 | 24 Apr 2024 | None |
| Richard Christopher Mace | Director | Jul 1979 | 24 Apr 2024 | 6 other companies |
| Angela Mary Murphy | Director | Mar 1946 | 17 May 2024 | 3 other companies |
| Lynn Dobbs (Prof) | Director | Jul 1957 | 5 Jul 2024 | 1 other company |
| Daniel Chaffer | Director | Aug 1977 | 22 Jun 2026 | 25 other companies |
Other companies run by these 5 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 31
- closed down
- 6
- run together
- 4
In the full report: all 31 companies, named
- What each company does, and whether it is still trading
- Which of these 5 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 4 companies these 5 directors run together
- All 6 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
−£168k
Down £168k from £100
Cash at bank
£1,500
Up £1,400 from £100
Employees (average)
0
No earlier figure to compare
Owed within a year
£1.42m
No earlier figure to compare
Net assets are negative: on its last balance sheet the company owed £168k more than it owned.
Net assets
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 15675719. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Malvern HE Partnerships’s history from the FCA register and Companies House, newest first.
2026
29 April 2026
- Became an appointed representative
FCA register
2024
24 April 2024
- Incorporated at Companies House
- Malvern International PLC took control (75–100% of shares)
Companies House
In the full report: all 11 events
- All 11 events in its history (3 shown here)
- Every director appointment and resignation: 7
Firms like Malvern HE Partnerships
Other firms of the same type (insurance broker), nearest first.
In Altrincham
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Malvern HE Partnerships
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 31 other companies its directors have run, named
- 3 background checks on its contact details
- All 11 events in its history
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk