Authorised by the FCA
This firm is on the FCA register and authorised to carry out regulated activities.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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No phone number on the FCA register
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Address
124 City Road, London, EC1V 2NX, United Kingdom
In the full report: 1 background check, 1 thing worth a closer look
- Whether EC1V 2NX is a shared office: 220 other firms give it
FCA permissions and consumer protection
- Handle payments & transfers Funds safeguardedYour money must be kept in a separate safeguarded account. If the firm fails, all safeguarded funds should be returned to you. With no upper limit, unlike the capped amounts under FSCS. Safeguarding works differently from FSCS, but protects your full balance when the rules are followed correctly.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (1 permission)
- 6. Money remittance.
Limits on what they may do
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Agents
The firm will not onboard any agents.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 09208336 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 8 September 2014 (12 years old)
- Registered office
- 124 City Road, London, EC1V 2NX, England
- Nature of business
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- Financial intermediation not elsewhere classified (SIC 64999)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Justin Raphael Grojnowski | Director | Sep 1984 | 8 Sep 2014 | None |
| Lawrence Robert Cynk | Director | Dec 1990 | 19 Dec 2024 | 1 other company |
Other companies run by these 2 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other company
- 1
- closed down
- 1
In the full report: all 1 company, named
- What each company does, and whether it is still trading
- Which of these 2 directors sit on each board, and since when
- Any that went into liquidation or administration
- All 7 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
£1.40m
−7.1% from £1.50m
Cash at bank
£140k
−89% from £1.31m
Employees (average)
3
Up 3 from 0
Owed within a year
£1.40m
+433% from £263k
No turnover or profit for the year to 28 February 2025: the accounts print them but do not tag them. The last tagged figures are £987k turnover and £655k profit, for the year to 28 February 2024.
* Cash at bank usually includes customers’ money.
Assets and liabilities
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 09208336. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Mama Money UK’s history from the FCA register and Companies House, newest first.
2026
16 March 2026
- FCA imposed a requirement (Agents)
- Became an authorised payment institution
FCA register
2025
1 April 2025
- Justin Raphael Grojnowski stopped being a part-owner
Companies House
28 March 2025
- Regulated by the FCA from this date
FCA register
2016
31 August 2016
- Justin Raphael Grojnowski became a part-owner (25–50% of shares)
Companies House
2014
8 September 2014
- Incorporated at Companies House
Companies House
In the full report: all 18 events
- All 18 events in its history (6 shown here)
- Every director appointment and resignation: 12
Firms like Mama Money UK
Other firms of the same type (payment or money transfer firm), nearest first.
In London
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Mama Money UK
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 1 other company its directors have run, named
- 1 background check on its contact details, 1 flagged
- All 18 events in its history
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- How safeguarding works fca.org.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk