Manchester Independent Mortgages Limited

Reference number: 431647

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When manim.co.uk first appeared online, and whether it can receive email
  • What kind of line 0161 728 4947 is
  • Who else gives the postcode M28 2PD
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FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (12 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL arranger
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
04953176
Company status
Active
Company type
Private limited company
Incorporated
4 November 2003 (22 years old)
Registered office
9 Barton Road, Worsley, Manchester, M28 2PD
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Mark Dutton Director Oct 1960 13 Nov 2003 4 other companies
Thomas Arthur Gordon Dutton Director Feb 1993 3 May 2024 1 other company
Mark Dutton Secretary Not published 6 Dec 2016 –

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
5
closed down
1
still active
4

In the full report: all 5 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 7 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 October 2025Full accountsNot audited

Total equity

£16.6k

−17% from £19.9k

Cash at bank

£9,947

−52% from £20.9k

Owed within a year

£19.2k

+365% from £4,131

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 04953176. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Manchester Independent Mortgages’s history from the FCA register and Companies House, newest first.

Key events (10) All events (22)

2024

3 May 2024

  • Bryan Staff stopped being a part-owner
  • Thomas Arthur Gordon Dutton became the majority owner (50–75% of shares)

Companies House

2021

31 December 2021

  • John Barratt Nutter stopped being a part-owner

Companies House

2016

1 June 2016

  • Bryan Staff became a part-owner (25–50% of shares)
  • John Barratt Nutter became a part-owner (25–50% of shares)
  • Mark Dutton became a part-owner (25–50% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2005

6 June 2005

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

2003

4 November 2003

  • Incorporated at Companies House

Companies House

In the full report: all 22 events

  • All 22 events in its history (10 shown here)
  • Every director appointment and resignation: 10
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Firms connected to Manchester Independent Mortgages

Other FCA-listed firms that share a director, phone number or address with Manchester Independent Mortgages. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
4
share its postcode
4

In the full report: all 4 connected firms, named

  • How each is linked: the same postcode (4)
  • Who links each one: the named directors, with dates
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Firms like Manchester Independent Mortgages

Other firms of the same type (mortgage adviser or broker), nearest first.

In Manchester

Clearscore Everywhere LimitedManchesterAuthorisedA Gharial Finance Solutions LimitedManchesterAuthorisedAL Capital LimitedManchesterAuthorisedBA Financial Services LtdManchesterAuthorisedBlanc Property Finance LimitedManchesterAuthorisedBsd Management Consultants LimitedManchesterAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Manchester Independent Mortgages

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 5 other companies its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 22 events in its history
  • 4 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Manchester Independent Mortgages Limited FCA authorised?
Yes, Manchester Independent Mortgages Limited (FRN 431647) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since June 2005 and works as a mortgage adviser or broker. The FCA has placed no limits on its permissions.
What is Manchester Independent Mortgages’ phone number and website?
The FCA register lists the phone number 0161 728 4947 and the website manim.co.uk for Manchester Independent Mortgages. If you were given different contact details, use these to check with the firm before going any further.
Is Manchester Independent Mortgages a scam or clone?
Manchester Independent Mortgages is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Manchester Independent Mortgages?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Manchester Independent Mortgages to the Financial Ombudsman Service, free of charge.
Who owns Manchester Independent Mortgages?
Companies House lists 2 people with significant control of Manchester Independent Mortgages: Mr Thomas Arthur Gordon Dutton (50–75% of shares) and Mr Mark Dutton (25–50% of shares). Before that, it was controlled by Mr John Barratt Nutter and Mr Bryan Staff.
Who runs Manchester Independent Mortgages?
Companies House lists 2 directors of Manchester Independent Mortgages: Mark Dutton and Thomas Arthur Gordon Dutton.
How long has Manchester Independent Mortgages been in business?
The company was formed on 4 November 2003, and has held its current FCA authorisation since June 2005.
What do Manchester Independent Mortgages’ latest accounts show?
Its latest accounts, to 31 October 2025, show total equity of £16.6k (−17% from £19.9k) and cash at bank of £9,947 (−52% from £20.9k).

Sources and links

The full report on Manchester Independent Mortgages Limited

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