Mander Duffill Financial Advisers Ltd

Reference number: 1006833

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

ValidPath Limited Reference number: 197107 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Mander Duffill Financial Advisers Ltd (FRN 1006833) is an AR of ValidPath Limited (FRN 197107). When you use Mander Duffill Financial Advisers's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Mander Duffill Financial Advisers, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01249 650441

  • Address

    Mander Duffill Ltd, 41-43 Market Place, Chippenham, Wiltshire, SN15 3HR, United Kingdom

In the full report: 2 background checks

  • What kind of line 01249 650441 is
  • Who else gives the postcode SN15 3HR
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through ValidPath Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
14946804
Company status
Active
Company type
Private limited company
Incorporated
20 June 2023 (3 years old)
Registered office
The Old Post Office, 41-43 Market Place, Chippenham, Wiltshire, SN15 3HR, England
Nature of business
  • Financial management (SIC 70221)

Directors and company secretaries

Name Role Born Appointed Other companies
Andrew James Davis Director Mar 1986 20 Jun 2023 4 other companies
Julian Mark Duffill Director May 1976 20 Jun 2023 None

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
4
closed down
1
still active
3

In the full report: all 4 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 3 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 October 2025Small company accountsNot audited

Total equity

£4,484

Up £5,841 from −£1,357

Cash at bank

£4,680

Up £3,847 from £833

Employees (average)

2

+100% from 1

Owed within a year

£217k

Up £215k from £2,190

Total equity

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 14946804. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Mander Duffill Financial Advisers’s history from the FCA register and Companies House, newest first.

Key events (5) All events (9)

2024

1 October 2024

  • Andrew James Davis took control (75–100% of shares)
  • Julian Mark Duffill gave up control

Companies House

2023

20 December 2023

  • Became an appointed representative

FCA register

20 June 2023

  • Incorporated at Companies House
  • Julian Mark Duffill took control (75–100% of shares)

Companies House

In the full report: all 9 events

  • All 9 events in its history (5 shown here)
  • Every director appointment and resignation: 4
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Firms connected to Mander Duffill Financial Advisers

Other FCA-listed firms that share a director, phone number or address with Mander Duffill Financial Advisers. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
3
share its postcode
3

In the full report: all 3 connected firms, named

  • How each is linked: the same postcode (3)
  • Who links each one: the named directors, with dates
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Firms like Mander Duffill Financial Advisers

Other firms of the same type (financial adviser), nearest first.

In Chippenham

Cepen Independent Financial Advice LimitedChippenhamAppointed representativeCross Border Financial Planning LimitedChippenhamAppointed representativeKathryn JumabhoyChippenhamAppointed representativeRMT Financial LtdChippenhamAppointed representativeSimon Edward Associates LimitedChippenhamAppointed representativeSmart Advice Financial Solutions LtdChippenhamAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Mander Duffill Financial Advisers

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 4 other companies its directors have run, named
  • 2 background checks on its contact details
  • All 9 events in its history
  • 3 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Mander Duffill Financial Advisers Ltd FCA authorised?
Mander Duffill Financial Advisers Ltd (FRN 1006833) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Mander Duffill Financial Advisers?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Mander Duffill Financial Advisers Ltd (FRN 1006833) is an AR of ValidPath Limited (FRN 197107). When you use Mander Duffill Financial Advisers's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Mander Duffill Financial Advisers, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Mander Duffill Financial Advisers’ phone number?
The FCA register lists the phone number 01249 650441 for Mander Duffill Financial Advisers. If you were given different contact details, use these to check with the firm before going any further.
Is Mander Duffill Financial Advisers a scam or clone?
Mander Duffill Financial Advisers is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Mander Duffill Financial Advisers?
Protection works through ValidPath Limited, the principal firm responsible for Mander Duffill Financial Advisers's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Mander Duffill Financial Advisers?
Companies House lists one person with significant control of Mander Duffill Financial Advisers: Mr Andrew James Davis (75–100% of shares). Before that, it was controlled by Mr Julian Mark Duffill.
Who runs Mander Duffill Financial Advisers?
Companies House lists 2 directors of Mander Duffill Financial Advisers: Andrew James Davis and Julian Mark Duffill.
How long has Mander Duffill Financial Advisers been in business?
The company was formed on 20 June 2023.
What do Mander Duffill Financial Advisers’ latest accounts show?
Its latest accounts, to 31 October 2025, show total equity of £4,484 (up £5,841 from −£1,357) and cash at bank of £4,680 (up £3,847 from £833).

Sources and links

The full report on Mander Duffill Financial Advisers Ltd

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