RMT Financial Ltd

Reference number: 1035219

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • RMT Financial Ltd (FRN 1035219) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use RMT Financial's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from RMT Financial, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When rmtfinancial.co.uk first appeared online, and whether it can receive email
  • What kind of line 07970 550392 is
  • Who else gives the postcode SN15 3RS
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
2 May 2025 (1 year old)
Registered office
8 Forest Gate, Pewsham, Chippenham, SN15 3RS, United Kingdom
Nature of business
  • Financial management (SIC 70221)

Directors and company secretaries

Name Role Born Appointed Other companies
Ryan Trowbridge Director Apr 1986 2 May 2025 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
  • Both people who have been directors, with their dates
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Key dates in its history

RMT Financial’s history from the FCA register and Companies House, newest first.

2025

1 July 2025

  • Became an appointed representative

FCA register

2 May 2025

  • Incorporated at Companies House
  • Ryan Trowbridge took control (75–100% of shares)

Companies House

In the full report: all 6 events

  • All 6 events in its history (3 shown here)
  • Every director appointment and resignation: 3
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Firms connected to RMT Financial

Other FCA-listed firms that share a director, phone number or address with RMT Financial. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
3
share its postcode
3

In the full report: all 3 connected firms, named

  • How each is linked: the same postcode (3)
  • Who links each one: the named directors, with dates
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Firms like RMT Financial

Other firms of the same type (financial adviser), nearest first.

In Chippenham

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on RMT Financial

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • All 6 events in its history
  • 3 connected firms, named, and who links them

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Frequently asked questions about this firm

Is RMT Financial Ltd FCA authorised?
RMT Financial Ltd (FRN 1035219) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for RMT Financial?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. RMT Financial Ltd (FRN 1035219) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use RMT Financial's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from RMT Financial, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is RMT Financial’s phone number and website?
The FCA register lists the phone number 07970 550392 and the website rmtfinancial.co.uk for RMT Financial. If you were given different contact details, use these to check with the firm before going any further.
Is RMT Financial a scam or clone?
RMT Financial is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with RMT Financial?
Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for RMT Financial's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns RMT Financial?
Companies House lists one person with significant control of RMT Financial: Ryan Trowbridge (75–100% of shares).
Who runs RMT Financial?
Companies House lists one director of RMT Financial: Ryan Trowbridge.
How long has RMT Financial been in business?
The company was formed on 2 May 2025.

Sources and links

The full report on RMT Financial Ltd

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