Marespand Finance Limited

Reference number: 814703

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

EFT Finance Limited Reference number: 667290 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Marespand Finance Limited (FRN 814703) is an AR of EFT Finance Limited (FRN 667290). When you use Marespand Finance's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Marespand Finance, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07720 441738

  • Address

    Milnwood House, 13 North Parade, Horsham, West Sussex, RH12 2BT, United Kingdom

In the full report: 2 background checks

  • What kind of line 07720 441738 is
  • Who else gives the postcode RH12 2BT
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through EFT Finance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
11404325
Company status
Active
Company type
Private limited company
Incorporated
7 June 2018 (8 years old)
Registered office
Solo House, London Road, Horsham, West Sussex, RH12 1AT, United Kingdom
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Neville Marespand Contractor Director Mar 1979 7 Jun 2018 2 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
closed down
2

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 30 June 2025Small company accountsNot audited

Net assets

£5,981

Up £5,876 from £105

Cash at bank

£18.8k

+248% from £5,390

Employees (average)

1

Same as 1

Owed within a year

£22.6k

+46% from £15.6k

Net assets

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 11404325. Figures are exactly as filed; nothing is estimated.

Key dates in its history

Marespand Finance’s history from the FCA register and Companies House, newest first.

2018

24 July 2018

  • Became an appointed representative

FCA register

7 June 2018

  • Incorporated at Companies House
  • Neville Marespand Contractor took control (75–100% of shares)
  • Neville Marespand Contractor appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms connected to Marespand Finance

Other FCA-listed firms that share a director, phone number or address with Marespand Finance. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
4
share its postcode
4

In the full report: all 4 connected firms, named

  • How each is linked: the same postcode (4)
  • Who links each one: the named directors, with dates
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Firms like Marespand Finance

Other firms of the same type (credit broker), nearest first.

In Horsham

Gema Davidson-FernandezHorshamAppointed representativeIn Partnership Financial Advisers LimitedHorshamAppointed representativeJennifer BoulterHorshamAppointed representativeSteven KnightHorshamAppointed representativeTalentro LimitedHorshamAppointed representativeDl Global Services LimitedHorshamAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Marespand Finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 2 background checks on its contact details
  • 7 years of accounts, charted
  • All 4 events in its history
  • 4 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Marespand Finance Limited FCA authorised?
Marespand Finance Limited (FRN 814703) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Marespand Finance?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Marespand Finance Limited (FRN 814703) is an AR of EFT Finance Limited (FRN 667290). When you use Marespand Finance's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Marespand Finance, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Marespand Finance’s phone number?
The FCA register lists the phone number 07720 441738 for Marespand Finance. If you were given different contact details, use these to check with the firm before going any further.
Is Marespand Finance a scam or clone?
Marespand Finance is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Marespand Finance?
Protection works through EFT Finance Limited, the principal firm responsible for Marespand Finance's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Marespand Finance?
Companies House lists one person with significant control of Marespand Finance: Mr Neville Marespand Contractor (75–100% of shares).
Who runs Marespand Finance?
Companies House lists one director of Marespand Finance: Neville Marespand Contractor.
How long has Marespand Finance been in business?
The company was formed on 7 June 2018.
What do Marespand Finance’s latest accounts show?
Its latest accounts, to 30 June 2025, show net assets of £5,981 (up £5,876 from £105) and cash at bank of £18.8k (+248% from £5,390).

Sources and links

The full report on Marespand Finance Limited

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