In Partnership Financial Advisers Limited: FCA regulated?

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Appointed for 10 years
Protected through the principal
No FCA actions
Active company since 2006

Responsible principal firm

The On-Line Partnership Limited Reference number: 192638 Authorised View firm →

What does this mean?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
In Partnership Financial Advisers Limited (FRN 744728) is an AR of The On-Line Partnership Limited (FRN 192638). When you use In Partnership Financial Advisers's services, the FCA authorisation sits with the principal firm.
Example: if you take financial advice from In Partnership Financial Advisers, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

No website on the FCA register
Phone number

01403 214200
Address

On-Line House, 50-56 North Street, Horsham, West Sussex, RH12 1RD, United Kingdom

In the full report: 2 background checks

What kind of line 01403 214200 is, and the 3 other firms that give it
Who else gives the postcode RH12 1RD

Other names (1)

If you were contacted under any of these names, it is this firm.

In Partnership Trading name: A name it trades under now.

FCA permissions and consumer protection

Protection through the principal firm
Protection works through The On-Line Partnership Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 05869204 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 6 July 2006 (20 years old)
Registered office: Matches the FCA register address ✓
Nature of business: Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
William Hulbert Grove	Director	Jul 1967	18 Jun 2021	19 other companies
Stephen Nicholas Baldry	Director	May 1963	29 Jul 2021	3 other companies
David Felton James Metcalf	Director	Jan 1968	4 Jul 2025	6 other companies
Timothy Marc Bettenson	Secretary	Not published	11 Oct 2024	–

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 22
closed down: 12
are FCA-registered: 5

In the full report: all 22 companies, named

What each company does, and whether it is still trading
Which of these 3 directors sit on each board, and since when
Any that went into liquidation or administration
The 5 on the FCA register
The 6 companies these 3 directors run together
All 20 people who have ever been directors, with their dates

Key dates in its history

In Partnership Financial Advisers’s history from the FCA register and Companies House, newest first.

Key events (3) All events (39)

2016

20 April 2016

Became an appointed representative

FCA register

6 April 2016

On-Line Partnership Group Limited took control (75–100% of shares)

Companies House

2006

6 July 2006

Incorporated at Companies House

Companies House

In the full report: all 39 events

All 39 events in its history (3 shown here)
Every director appointment and resignation: 35

Firms connected to In Partnership Financial Advisers

Other FCA-listed firms that share a director, phone number or address with In Partnership Financial Advisers. A link shows who the firm is tied to, not whether either can be trusted.

connected firms: 5
share a director: 4
share its phone number: 3

In the full report: all 5 connected firms, named

How each is linked: shared directors (4), the same phone number (3), the same postcode (3)
Who links each one: the named directors, with dates
1 past link through former directors

Firms like In Partnership Financial Advisers

Other firms of the same type (credit broker), nearest first.

In Horsham

Gema Davidson-FernandezHorshamAppointed representative Georgios BillisHorshamAppointed representative Jennifer BoulterHorshamAppointed representative Marespand Finance LimitedHorshamAppointed representative Steven KnightHorshamAppointed representative Talentro LimitedHorshamAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on In Partnership Financial Advisers

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

22 other companies its directors have run, named
2 background checks on its contact details
All 39 events in its history
5 connected firms, named, and who links them

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Frequently asked questions about this firm

Is In Partnership Financial Advisers Limited FCA authorised?

In Partnership Financial Advisers Limited (FRN 744728) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.

What does appointed representative mean for In Partnership Financial Advisers?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. In Partnership Financial Advisers Limited (FRN 744728) is an AR of The On-Line Partnership Limited (FRN 192638). When you use In Partnership Financial Advisers's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from In Partnership Financial Advisers, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

What is In Partnership Financial Advisers’ phone number?

The FCA register lists the phone number 01403 214200 for In Partnership Financial Advisers. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by 3 other FCA firms.

Is In Partnership Financial Advisers a scam or clone?

In Partnership Financial Advisers is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with In Partnership Financial Advisers?

Protection works through The On-Line Partnership Limited, the principal firm responsible for In Partnership Financial Advisers's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Who owns In Partnership Financial Advisers?

In Partnership Financial Advisers is owned by On-Line Partnership Group Limited, which holds 75–100% of shares, 75–100% of votes, can appoint and remove the board, significant influence or control and held through a firm, since 6 April 2016.

Who runs In Partnership Financial Advisers?

Companies House lists 3 directors of In Partnership Financial Advisers: William Hulbert Grove, Stephen Nicholas Baldry and David Felton James Metcalf.

How long has In Partnership Financial Advisers been in business?

The company was formed on 6 July 2006.

Does In Partnership Financial Advisers use any other names?

It trades as In Partnership.