Mortgage Finance Brokers Limited

Reference number: 313537

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When mfbrokers.co.uk first appeared online, and whether it can receive email
  • What kind of line 01732 471600 is
  • Who else gives the postcode ME19 4AJ
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Other names (7)

If you were contacted under any of these names, it is this firm.

  • Mortgages for Business Trading name: A name it trades under now.
  • Mortgages for Business Limited Former name: A name it was registered under before.
  • Insurance For Landlords Former trading name: A name it used to trade under.
  • Keystone Buy to Let Mortgages Former trading name: A name it used to trade under.
  • Keystone Property Finance Former trading name: A name it used to trade under.
  • Keystone Specialist Lending Former trading name: A name it used to trade under.
  • Mortgages for Me Former trading name: A name it used to trade under.

FCA permissions and consumer protection

  • Hold or safeguard your money · Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (13 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL arranger
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Assisting in the administration and performance of a contract of insurance
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
16 May 1990 (36 years old)
Registered office
42 Kings Hill Avenue, Kings Hill, West Malling, ME19 4AJ, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Simon William Whittaker Director Oct 1953 17 Apr 2002 19 other companies
Gavin Richardson Director Mar 1972 20 Jul 2021 None
Joanne Anderson Director Dec 1974 24 Oct 2023 None
David Christopher Whittaker Director Jul 1958 Not published 25 other companies
Elyse O'Sheen Secretary Not published 1 Jan 2022 –

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
29
closed down
8
are FCA-registered
2

In the full report: all 29 companies, named

  • What each company does, and whether it is still trading
  • Which of these 4 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 2 on the FCA register
  • The 15 companies these 4 directors run together
  • All 10 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2023Full accountsNot audited

Turnover

£3.64m

No earlier figure to compare

Profit before tax

−£208k

No earlier figure to compare

Net assets

£1.80m

No earlier figure to compare

Cash at bank

£519k

No earlier figure to compare

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 02502713. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Mortgage Finance Brokers’s history from the FCA register and Companies House, newest first.

2024

29 January 2024

  • Changed its registered name from "Mortgages for Business Limited"

FCA register

2016

6 April 2016

  • The Property Business Group Limited took control (75–100% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2005

14 January 2005

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

1990

16 May 1990

  • Incorporated at Companies House

Companies House

In the full report: all 31 events

  • All 31 events in its history (6 shown here)
  • Every director appointment and resignation: 12
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Firms connected to Mortgage Finance Brokers

Other FCA-listed firms that share a director, phone number or address with Mortgage Finance Brokers. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share a director
1
share its postcode
2

In the full report: all 2 connected firms, named

  • How each is linked: shared directors (1), the same postcode (2)
  • Who links each one: the named directors, with dates
  • 1 past link through former directors
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Firms like Mortgage Finance Brokers

Other firms of the same type (mortgage adviser or broker), nearest first.

In West Malling

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Mortgage Finance Brokers

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 29 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 31 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Mortgage Finance Brokers Limited FCA authorised?
Yes, Mortgage Finance Brokers Limited (FRN 313537) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2005 and works as a mortgage adviser or broker. The FCA has placed no limits on its permissions.
What is Mortgage Finance Brokers’ phone number and website?
The FCA register lists the phone number 01732 471600 and the website mfbrokers.co.uk for Mortgage Finance Brokers. If you were given different contact details, use these to check with the firm before going any further.
Is Mortgage Finance Brokers a scam or clone?
Mortgage Finance Brokers is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Mortgage Finance Brokers?
It is permitted to hold and control client money, which it must keep separate from its own. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Mortgage Finance Brokers to the Financial Ombudsman Service, free of charge.
Who owns Mortgage Finance Brokers?
Mortgage Finance Brokers is owned by The Property Business Group Limited, which holds 75–100% of shares, since 6 April 2016.
Who runs Mortgage Finance Brokers?
Companies House lists 4 directors of Mortgage Finance Brokers: Simon William Whittaker, Gavin Richardson, Joanne Anderson and David Christopher Whittaker.
How long has Mortgage Finance Brokers been in business?
The company was formed on 16 May 1990, and has held its current FCA authorisation since January 2005.
What do Mortgage Finance Brokers’ latest accounts show?
Its latest accounts, to 31 December 2023, show turnover of £3.64m (no earlier figure to compare) and profit before tax of −£208k (no earlier figure to compare).
Does Mortgage Finance Brokers use any other names?
It trades as Mortgages for Business. It has previously used 6 other names, including Mortgages for Business Limited, Insurance For Landlords and Keystone Buy to Let Mortgages.

Sources and links

The full report on Mortgage Finance Brokers Limited

£19.99 · Instant PDF download

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