Mortgage Bazaar Limited

Reference number: 1055765

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Sesame Limited Reference number: 150427 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Mortgage Bazaar Limited (FRN 1055765) is an AR of Sesame Limited (FRN 150427). When you use Mortgage Bazaar's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Mortgage Bazaar, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When mortgagebazaar.co.uk first appeared online, and whether it can receive email
  • What kind of line 07760 747504 is
  • Who else gives the postcode ME19 6NX
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Sesame Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
16533005
Company status
Active
Company type
Private limited company
Incorporated
20 June 2025 (1 year old)
Registered office
2 Epsom Close, West Malling, ME19 6NX, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Nikhil Prakash Bhatia Director Aug 1984 20 Jun 2025 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Key dates in its history

Mortgage Bazaar’s history from the FCA register and Companies House, newest first.

2026

19 May 2026

  • Became an appointed representative

FCA register

2025

20 June 2025

  • Incorporated at Companies House
  • Nikhil Prakash Bhatia took control (75–100% of shares)
  • Nikhil Prakash Bhatia appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Mortgage Bazaar

Other firms of the same type (mortgage adviser or broker), nearest first.

In West Malling

Blue Pepper Mortgages LtdWest MallingAppointed representativeElbey Mortgage Solutions LtdWest MallingAppointed representativeMortgage Files LtdWest MallingAppointed representativeNicola SpeightWest MallingAppointed representativeRichard BettsWest MallingAppointed representativeWestways Financial LimitedWest MallingAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Mortgage Bazaar

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • All 4 events in its history

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Frequently asked questions about this firm

Is Mortgage Bazaar Limited FCA authorised?
Mortgage Bazaar Limited (FRN 1055765) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Mortgage Bazaar?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Mortgage Bazaar Limited (FRN 1055765) is an AR of Sesame Limited (FRN 150427). When you use Mortgage Bazaar's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Mortgage Bazaar, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Mortgage Bazaar’s phone number and website?
The FCA register lists the phone number 07760 747504 and the website mortgagebazaar.co.uk for Mortgage Bazaar. If you were given different contact details, use these to check with the firm before going any further.
Is Mortgage Bazaar a scam or clone?
Mortgage Bazaar is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Mortgage Bazaar?
Protection works through Sesame Limited, the principal firm responsible for Mortgage Bazaar's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Mortgage Bazaar?
Companies House lists one person with significant control of Mortgage Bazaar: Mr Nikhil Prakash Bhatia (75–100% of shares).
Who runs Mortgage Bazaar?
Companies House lists one director of Mortgage Bazaar: Nikhil Prakash Bhatia.
How long has Mortgage Bazaar been in business?
The company was formed on 20 June 2025.

Sources and links

The full report on Mortgage Bazaar Limited

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