Westways Financial Limited
Reference number: 968354
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Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 4 years
- Protected through the principal
- No FCA actions
- Active company since 2021
- Accounts filed up to 31 January 2025
Responsible principal firm
Port Anchor Financial Solutions Limited Reference number: 1007882 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Westways Financial Limited (FRN 968354) is an AR of Port Anchor Financial Solutions Limited (FRN 1007882). When you use Westways Financial's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Westways Financial, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
56 Pickett Walk, Kings Hill, West Malling, Kent, ME19 4YW, United Kingdom
In the full report: 3 background checks
- When westwaysfinancial.com first appeared online, and whether it can receive email
- What kind of line 07584 017340 is
- Who else gives the postcode ME19 4YW
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Port Anchor Financial Solutions Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 13164131 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 28 January 2021 (5 years old)
- Registered office
- 56 Pickett Walk, Kings Hill, West Malling, ME19 4YW, England
- Nature of business
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- Other credit granting not elsewhere classified (SIC 64929)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Alex Thomas James West | Director | Apr 1993 | 28 Jan 2021 | None |
| Karl John West | Director | Mar 1990 | 28 Jan 2021 | 6 other companies |
| Kay Emily West | Director | Jul 1992 | 28 Jan 2021 | 1 other company |
| Trevor John West | Director | May 1963 | 28 Jan 2021 | 3 other companies |
| WESTWAYS HOLDINGS LIMITED | Corporate director | Not published | 28 Jan 2021 | None |
Other companies run by these 5 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 7
- closed down
- 4
- is FCA-registered
- 1
In the full report: all 7 companies, named
- What each company does, and whether it is still trading
- Which of these 5 directors sit on each board, and since when
- Any that went into liquidation or administration
- The one on the FCA register
- The 2 companies these 5 directors run together
- All 7 people who have ever been directors, with their dates
Filed accounts and finances
Total equity
£68.8k
+12% from £61.2k
Employees (average)
4
Up 4 from 0
Owed within a year
£38.8k
+2.9% from £37.7k
Assets and liabilities
In the full report: all 4 years of accounts
- Every year from 2022 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 13164131. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Westways Financial’s history from the FCA register and Companies House, newest first.
2024
15 July 2024
- Alex Thomas James West stopped being a part-owner
- Karl John West stopped being a part-owner
- Westways Holdings Limited took control (75–100% of shares)
Companies House
2022
22 January 2022
- Became an appointed representative
FCA register
2021
29 January 2021
- Alex Thomas James West became a part-owner (25–50% of shares)
- Karl John West became a part-owner (25–50% of shares)
- Westways Holdings Limited gave up control
Companies House
28 January 2021
- Incorporated at Companies House
- Westways Holdings Limited took control (75–100% of shares)
Companies House
In the full report: all 17 events
- All 17 events in its history (9 shown here)
- Every director appointment and resignation: 8
Firms connected to Westways Financial
Other FCA-listed firms that share a director, phone number or address with Westways Financial. A link shows who the firm is tied to, not whether either can be trusted.
- connected firm
- 1
- share a director
- 1
In the full report: the connected firm, named
- How it is linked: shared directors (1)
- Who links it to this firm: the named directors, with dates
Firms like Westways Financial
Other firms of the same type (mortgage adviser or broker), nearest first.
In West Malling
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Westways Financial
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 7 other companies its directors have run, named
- 3 background checks on its contact details
- 4 years of accounts, charted
- All 17 events in its history
- 1 connected firm, named, and who links them
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk