Mastercard Ob Services UK Limited

Reference number: 1007177

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When mastercard.com first appeared online, and whether it can receive email
  • What kind of line 07407 835064 is
  • Who else gives the postcode EC4R 3AB
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Other names (3)

If you were contacted under any of these names, it is this firm.

  • Mastercard Trading name
  • MCOBS UK Trading name
  • Spiir Trading name

FCA permissions and consumer protection

  • Handle payments & transfers Funds safeguarded
    Your money must be kept in a separate safeguarded account. If the firm fails, all safeguarded funds should be returned to you. With no upper limit, unlike the capped amounts under FSCS. Safeguarding works differently from FSCS, but protects your full balance when the rules are followed correctly.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (2 permissions)
  • 7. Payment initiation services
  • 8. Account information services

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
12507991
Company status
Active
Company type
Private limited company
Incorporated
10 March 2020 (6 years old)
Registered office
1 Angel Lane, London, EC4R 3AB, England
Nature of business
  • Data processing, hosting and related activities (SIC 63110)

Directors and company secretaries

Name Role Born Appointed Other companies
Sandra Monica Simoes De Matos Director Nov 1977 8 Dec 2021 6 other companies
David Martin Head Director Feb 1970 10 Mar 2023 1 other company
Rebecca Kate Rawson Director Apr 1975 10 Mar 2023 None
Isobel Louise Thacker Director Jul 1969 27 Nov 2025 None
Christopher Charles Harris Director Aug 1964 9 Feb 2026 2 other companies
Stella Musundi Wanga Secretary Not published 12 Apr 2023 –

Other companies run by these 5 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
9
closed down
3
still active
6

In the full report: all 9 companies, named

  • What each company does, and whether it is still trading
  • Which of these 5 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 9 people who have ever been directors, with their dates
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Key dates in its history

Mastercard Ob Services UK’s history from the FCA register and Companies House, newest first.

Key events (4) All events (20)

2024

26 July 2024

  • Regulated by the FCA from this date
  • Became an authorised payment institution

FCA register

2020

10 March 2020

  • Incorporated at Companies House
  • Mastercard UK Holdco Limited took control (75–100% of shares)

Companies House

In the full report: all 20 events

  • All 20 events in its history (4 shown here)
  • Every director appointment and resignation: 13
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Firms like Mastercard Ob Services UK

Other firms of the same type (payment or money transfer firm), nearest first.

In London

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Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Mastercard Ob Services UK

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 9 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 20 events in its history

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Frequently asked questions about this firm

Is Mastercard Ob Services UK Limited FCA authorised?
Yes, Mastercard Ob Services UK Limited (FRN 1007177) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since July 2024 and works as a payment or money transfer firm. The FCA has placed no limits on its permissions.
What is Mastercard Ob Services UK’s phone number and website?
The FCA register lists the phone number 07407 835064 and the website mastercard.com/UK/open-finance for Mastercard Ob Services UK. If you were given different contact details, use these to check with the firm before going any further.
Is Mastercard Ob Services UK a scam or clone?
Mastercard Ob Services UK is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Mastercard Ob Services UK?
It depends on the product, but payment and e-money balances should be safeguarded in a separate account, with no upper limit on the protected amount. You can also refer complaints about Mastercard Ob Services UK to the Financial Ombudsman Service, free of charge.
Who owns Mastercard Ob Services UK?
Mastercard Ob Services UK is owned by Mastercard UK Holdco Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 10 March 2020.
Who runs Mastercard Ob Services UK?
Companies House lists 5 directors of Mastercard Ob Services UK: Sandra Monica Simoes De Matos, David Martin Head, Rebecca Kate Rawson, Isobel Louise Thacker and Christopher Charles Harris.
How long has Mastercard Ob Services UK been in business?
The company was formed on 10 March 2020, and has held its current FCA authorisation since July 2024.
Does Mastercard Ob Services UK use any other names?
It trades as Mastercard, MCOBS UK and Spiir.

Sources and links

The full report on Mastercard Ob Services UK Limited

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