Masthaven Finance Limited

Reference number: 300606

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When masthaven.co.uk first appeared online, and whether it can receive email
  • What kind of line 020 3910 8700 is
  • Who else gives the postcode NW1 7DJ
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Other names (3)

If you were contacted under any of these names, it is this firm.

  • Cheval Finance Ltd Former name
  • Spring Finance Limited Former name
  • Spring Finance Former trading name

FCA permissions and consumer protection

  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (4 permissions)
  • Acting as a CBTL administrator
  • Acting as a CBTL lender
  • Administering a regulated mortgage contract
  • Entering into a regulated mortgage contract as lender

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
03709012
Company status
Active
Company type
Private limited company
Incorporated
5 February 1999 (27 years old)
Registered office
Academic House, 24-28 Oval Road, London, NW1 7DJ, England
Nature of business
  • Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors (SIC 64921)
  • Other business support service activities not elsewhere classified (SIC 82990)

Directors and company secretaries

Name Role Born Appointed Other companies
Martin David Chesler Director Nov 1973 14 Sep 2011 11 other companies
Andrew Jonathan Bloom Director Dec 1975 20 Dec 2021 39 other companies
Moshe Moses Secretary Not published 16 Mar 2017 –
Della Ann Bloom Secretary Not published 1 Nov 2021 –
Inge Valkenburg Secretary Not published 26 Sep 2024 –

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
48
closed down
23
went insolvent
2

In the full report: all 48 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • The 2 that went into liquidation or administration
  • The 3 on the FCA register, including one no longer authorised
  • The 2 companies these 2 directors run together
  • All 22 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 June 2026Small company accountsAudited

Net assets

£1.98m

+19% from £1.66m

Cash at bank

£2.00m

+120% from £908k

Employees (average)

48

+26% from 38

Owed within a year

£4.32m

+152% from £1.71m

Assets and liabilities

In the full report: all 5 years of accounts

  • Every year from 2021 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 03709012. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Masthaven Finance’s history from the FCA register and Companies House, newest first.

Key events (9) All events (53)

2025

10 February 2025

  • Changed its registered name from "Spring Finance Limited"

FCA register

2022

16 August 2022

  • Andrew Jonathan Bloom stopped being a part-owner
  • Masthaven Finance Group Limited took control (75–100% of shares)

Companies House

2021

15 October 2021

  • Andrew Jonathan Bloom became a part-owner (25–50% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2011

20 September 2011

  • Changed its registered name from "Cheval Finance Ltd"

FCA register

2004

31 October 2004

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

1999

5 February 1999

  • Incorporated at Companies House

Companies House

In the full report: all 53 events

  • All 53 events in its history (9 shown here)
  • Every director appointment and resignation: 40
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Firms connected to Masthaven Finance

Other FCA-listed firms that share a director, phone number or address with Masthaven Finance. A link shows who the firm is tied to, not whether either can be trusted.

past links
3

In the full report: all 0 connected firms, named

  • 3 past links through former directors
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Firms like Masthaven Finance

Other firms of the same type (mortgage lender), nearest first.

In London

Prudential Lifetime Mortgages LimitedLondonAuthorisedRothschild & Co Wealth Management UK LimitedLondonAuthorisedCoutts Finance Co.LondonAuthorisedButterfield Mortgages LimitedLondonAuthorisedOctopus Investments LimitedLondonAuthorisedLendInvest Loans LimitedLondonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Masthaven Finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 48 other companies its directors have run, named
  • 3 background checks on its contact details
  • 5 years of accounts, charted
  • All 53 events in its history

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Frequently asked questions about this firm

Is Masthaven Finance Limited FCA authorised?
Yes, Masthaven Finance Limited (FRN 300606) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since October 2004 and works as a mortgage lender. The FCA has placed no limits on its permissions.
What is Masthaven Finance’s phone number and website?
The FCA register lists the phone number 020 3910 8700 and the website masthaven.co.uk for Masthaven Finance. If you were given different contact details, use these to check with the firm before going any further.
Is Masthaven Finance a scam or clone?
Masthaven Finance is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Masthaven Finance?
It is permitted to hold and control client money, which it must keep separate from its own. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Masthaven Finance to the Financial Ombudsman Service, free of charge.
Who owns Masthaven Finance?
Masthaven Finance is owned by Masthaven Finance Group Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 16 August 2022. Before that, it was controlled by Mr Andrew Jonathan Bloom.
Who runs Masthaven Finance?
Companies House lists 2 directors of Masthaven Finance: Martin David Chesler and Andrew Jonathan Bloom.
How long has Masthaven Finance been in business?
The company was formed on 5 February 1999, and has held its current FCA authorisation since October 2004.
What do Masthaven Finance’s latest accounts show?
Its latest accounts, to 30 June 2026, show net assets of £1.98m (+19% from £1.66m) and cash at bank of £2.00m (+120% from £908k).
Does Masthaven Finance use any other names?
It has previously used 3 other names: Cheval Finance Ltd, Spring Finance Limited and Spring Finance.

Sources and links

The full report on Masthaven Finance Limited

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