Matthew Dowling

Reference number: 439211

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Appointed representative

Matthew Dowling does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

Responsible principal firm

Quilter Financial Services Limited Reference number: 440703 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Matthew Dowling (FRN 439211) is an AR of Quilter Financial Services Limited (FRN 440703). When you use Matthew Dowling's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Matthew Dowling, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When oceanmortgagecompany.co.uk first appeared online, and whether it can receive email
  • What kind of line 01204 328758 is, and the other firm that gives it
  • Who else gives the postcode BL1 8PB
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Ocean Mortgage Company Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Quilter Financial Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Matthew Dowling’s history from the FCA register and Companies House, newest first.

2016

9 May 2016

  • Changed its registered name from "Ocean Mortgage Company"

FCA register

2008

18 January 2008

  • Changed its registered name from "Matthew Dowling"

FCA register

2007

11 January 2007

  • Began trading as "Ocean Mortgage Company"

FCA register

2005

13 September 2005

  • Became an appointed representative

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms connected to Matthew Dowling

Other FCA-listed firms that share a director, phone number or address with Matthew Dowling. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
3
share its phone number
1
share its postcode
2

In the full report: all 3 connected firms, named

  • How each is linked: the same phone number (1), the same postcode (2)
  • Who links each one: the named directors, with dates
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Firms like Matthew Dowling

Other firms of the same type (financial adviser), nearest first.

In Bolton

Alexander Wray & Co LtdBoltonAppointed representativeALJ Wealth Management LtdBoltonAppointed representativeAndrew Parr Financial Services LimitedBoltonAppointed representativeBlossom Wealth Management LtdBoltonAppointed representativeBrightside Financial Planning NW LimitedBoltonAppointed representativeChristopher Stephen YatesBoltonAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Matthew Dowling

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 background checks on its contact details
  • All 4 events in its history
  • 3 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Matthew Dowling FCA authorised?
Matthew Dowling (FRN 439211) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Matthew Dowling?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Matthew Dowling (FRN 439211) is an AR of Quilter Financial Services Limited (FRN 440703). When you use Matthew Dowling's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Matthew Dowling, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Matthew Dowling’s phone number and website?
The FCA register lists the phone number 01204 328758 and the website oceanmortgagecompany.co.uk for Matthew Dowling. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.
Is Matthew Dowling a scam or clone?
Matthew Dowling is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Matthew Dowling?
Protection works through Quilter Financial Services Limited, the principal firm responsible for Matthew Dowling's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Matthew Dowling use any other names?
It trades as Ocean Mortgage Company.

Sources and links

The full report on Matthew Dowling

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