Matthew Watts

Reference number: 483020

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Appointed representative

Matthew Watts does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

Responsible principal firm

The Right Mortgage Limited Reference number: 649443 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Matthew Watts (FRN 483020) is an AR of The Right Mortgage Limited (FRN 649443). When you use Matthew Watts's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Matthew Watts, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07770 875344

  • Address

    Plas, Talgarreg, Llandysul, Sir Ceredigion, SA44 4XA, United Kingdom

In the full report: 2 background checks

  • What kind of line 07770 875344 is
  • Who else gives the postcode SA44 4XA
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Other names (3)

If you were contacted under any of these names, it is this firm.

  • Square Peg Financial Solutions Trading name
  • Watts Financial Former name
  • Watts4Mortgages Former trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through The Right Mortgage Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Matthew Watts’s history from the FCA register and Companies House, newest first.

Key events (2) All events (7)

2011

13 April 2011

  • Changed its registered name from "Watts Financial"

FCA register

2008

8 May 2008

  • Became an appointed representative

FCA register

In the full report: all 7 events

  • All 7 events in its history (2 shown here)
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Firms like Matthew Watts

Other firms of the same type (mortgage adviser or broker), nearest first.

In Llandysul

Cornerstone Mortgages LimitedLlandysulAppointed representative

In the Swansea (SA) postcode area

ALC Mortgages LimitedLlanelliAppointed representativeBlack Mountain Mortgages LtdAmmanfordAppointed representativeBlackbear Finance LimitedSwanseaAppointed representativeBond Mortgage Services LtdNeathAppointed representativeCariad Mortgage Solutions LtdSwanseaAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Matthew Watts

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 background checks on its contact details
  • All 7 events in its history

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Frequently asked questions about this firm

Is Matthew Watts FCA authorised?
Matthew Watts (FRN 483020) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Matthew Watts?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Matthew Watts (FRN 483020) is an AR of The Right Mortgage Limited (FRN 649443). When you use Matthew Watts's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Matthew Watts, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Matthew Watts’ phone number?
The FCA register lists the phone number 07770 875344 for Matthew Watts. If you were given different contact details, use these to check with the firm before going any further.
Is Matthew Watts a scam or clone?
Matthew Watts is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Matthew Watts?
Protection works through The Right Mortgage Limited, the principal firm responsible for Matthew Watts's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Matthew Watts use any other names?
It trades as Square Peg Financial Solutions. It has previously used 2 other names: Watts Financial and Watts4Mortgages.

Sources and links

The full report on Matthew Watts

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