Max Your Finance Limited

Reference number: 715726

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Scammers have impersonated this firm. The FCA has published 2 warnings naming the fake phone numbers, emails and websites they used. See the warnings →

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When allcreditloans.net first appeared online, and whether it can receive email
  • What kind of line 020 8058 6781 is
  • Who else gives the postcode CR9 1DF
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Other names (3)

If you were contacted under any of these names, it is this firm.

  • All Credit Loans Trading name: A name it trades under now.
  • Better Chance Loans Former trading name: A name it used to trade under.
  • Guarantor Loans UK Former trading name: A name it used to trade under.

Warning

Scammers have impersonated this firm

Fraudsters have used this firm's name or details with their own contact information to appear genuine. Check whatever you were given below, and against the firm's real details above.

Fake phone numbers (2)
  • 0161 818 9934
  • 07451 213168
Fake email addresses (3)
  • directlender1@outlook.com
  • lisa.simpson2255@gmail.com
  • ukloanfinance.94@outlook.com
The 2 FCA warnings these came from

Scammers change these details often. Always check the live FCA warning.

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (1 permission)
  • Credit Broking

Limits on what they may do

  • Not permitted to canvass off trade premises
    The firm is not permitted to canvass regulated borrower-lender-supplier agreements or regulated consumer hire agreements off trade premises

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

The clone warnings above are scammers using this firm's name, not something the firm has done.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
18 August 2015 (11 years old)
Registered office
158 Stafford Road, Wallington, SM6 9BS, England
Nature of business
  • Financial management (SIC 70221)

Directors and company secretaries

Name Role Born Appointed Other companies
Abigail Monk Director Mar 1973 18 Aug 2015 4 other companies
Jonathon Edward Monk Director Jun 1973 18 Aug 2015 8 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
8
closed down
3
run together
4

In the full report: all 8 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 4 companies these 2 directors run together
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Filed accounts and finances

Year to 31 March 2025Small company accountsNot audited

Total equity

−£14.9k

−982% from £1,690

Cash at bank

£813

Up £435 from £378

Employees (average)

0

Same as 0

Owed within a year

£24.0k

+37% from £17.5k

Total equity is negative: on its last balance sheet the company owed £14.9k more than it owned.

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 09737098. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Max Your Finance’s history from the FCA register and Companies House, newest first.

2020

1 September 2020

  • FCA warned the public about a scam impersonating this firm

FCA warning list

2016

6 April 2016

  • Abigail Monk became a part-owner (25–50% of shares)
  • Jonathon Edward Monk became a part-owner (25–50% of shares)

Companies House

4 January 2016

  • Regulated by the FCA from this date
  • FCA imposed a requirement (Not permitted to canvass off trade premises)
  • Became authorised by the FCA

FCA register

2015

18 August 2015

  • Incorporated at Companies House

Companies House

In the full report: all 18 events

  • All 18 events in its history (7 shown here)
  • Every director appointment and resignation: 2
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Firms like Max Your Finance

Other firms of the same type (credit broker), nearest first.

In Croydon

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Max Your Finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 8 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 18 events in its history

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Frequently asked questions about this firm

Is Max Your Finance Limited FCA authorised?
Yes, Max Your Finance Limited (FRN 715726) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2016 and works as a credit broker. The FCA has placed a limit on what it may do.
What is Max Your Finance’s phone number and website?
The FCA register lists the phone number 020 8058 6781 and the website allcreditloans.net for Max Your Finance. If you were given different contact details, use these to check with the firm before going any further.
Is Max Your Finance a scam or clone?
Scammers have impersonated Max Your Finance: the FCA has published 2 warnings about fake versions of it, using contact details that are not the firm's. Only trust the details the FCA register gives for Max Your Finance, shown on this page.
Is my money safe with Max Your Finance?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Max Your Finance handles your money, so check the specific product before you commit. You can also refer complaints about Max Your Finance to the Financial Ombudsman Service, free of charge.
Who owns Max Your Finance?
Companies House lists 2 people with significant control of Max Your Finance: Abigail Monk (25–50% of shares) and Mr Jonathon Edward Monk (25–50% of shares).
Who runs Max Your Finance?
Companies House lists 2 directors of Max Your Finance: Abigail Monk and Jonathon Edward Monk.
How long has Max Your Finance been in business?
The company was formed on 18 August 2015, and has held its current FCA authorisation since January 2016.
What do Max Your Finance’s latest accounts show?
Its latest accounts, to 31 March 2025, show total equity of −£14.9k (−982% from £1,690) and cash at bank of £813 (up £435 from £378).
Does Max Your Finance use any other names?
It trades as All Credit Loans. It has previously used 2 other names: Better Chance Loans and Guarantor Loans UK.

Sources and links

The full report on Max Your Finance Limited

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