McArthur Scott Limited

Reference number: 1031884

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

The Lending Channel Ltd Reference number: 626787 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • McArthur Scott Limited (FRN 1031884) is an AR of The Lending Channel Ltd (FRN 626787). When you use McArthur Scott's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from McArthur Scott, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07734 932774

  • Address

    McArthur Scott, 11 John Street, Gourock, Inverclyde, PA19 1PR, United Kingdom

In the full report: 2 background checks

  • What kind of line 07734 932774 is
  • Who else gives the postcode PA19 1PR
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • McArthur Scott Mortgages Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through The Lending Channel Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
SC571205
Company status
Active
Company type
Private limited company
Incorporated
13 July 2017 (9 years old)
Registered office
11 John Street, Gourock, PA19 1PR, Scotland
Nature of business
  • Real estate agencies (SIC 68310)

Directors and company secretaries

Name Role Born Appointed Other companies
Fiona Lynne Mcarthur Director Dec 1990 13 Jul 2017 1 other company

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • All 2 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 July 2025Micro-entity accountsNot audited

Net assets

£465k

No earlier figure to compare

Owed within a year

£95.1k

+4.2% from £91.3k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company SC571205. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

McArthur Scott’s history from the FCA register and Companies House, newest first.

Key events (5) All events (9)

2025

28 April 2025

  • Became an appointed representative

FCA register

2017

21 December 2017

  • Catherine Cairns Scott stopped being a part-owner

Companies House

13 July 2017

  • Incorporated at Companies House
  • Catherine Cairns Scott became a part-owner (25–50% of shares)
  • Fiona Lynne McArthur took control (75–100% of shares)

Companies House

In the full report: all 9 events

  • All 9 events in its history (5 shown here)
  • Every director appointment and resignation: 3
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Firms like McArthur Scott

Other firms of the same type (mortgage adviser or broker), nearest first.

In the Paisley (PA) postcode area

A & J Mortgages LimitedJohnstoneAppointed representativeACL MortgagesJohnstoneAppointed representativeCCM Financial LtdPaisleyAppointed representativeColin Steven RoePaisleyAppointed representativeCuffe Mortgage & Protection Brokers LtdBishoptonAppointed representativeDarren GoldPaisleyAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on McArthur Scott

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 2 background checks on its contact details
  • 7 years of accounts, charted
  • All 9 events in its history

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Frequently asked questions about this firm

Is McArthur Scott Limited FCA authorised?
McArthur Scott Limited (FRN 1031884) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for McArthur Scott?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. McArthur Scott Limited (FRN 1031884) is an AR of The Lending Channel Ltd (FRN 626787). When you use McArthur Scott's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from McArthur Scott, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is McArthur Scott’s phone number?
The FCA register lists the phone number 07734 932774 for McArthur Scott. If you were given different contact details, use these to check with the firm before going any further.
Is McArthur Scott a scam or clone?
McArthur Scott is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with McArthur Scott?
Protection works through The Lending Channel Ltd, the principal firm responsible for McArthur Scott's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns McArthur Scott?
Companies House lists one person with significant control of McArthur Scott: Ms Fiona Lynne McArthur (75–100% of shares). Before that, it was controlled by Mrs Catherine Cairns Scott.
Who runs McArthur Scott?
Companies House lists one director of McArthur Scott: Fiona Lynne McArthur.
How long has McArthur Scott been in business?
The company was formed on 13 July 2017.
What do McArthur Scott’s latest accounts show?
Its latest accounts, to 31 July 2025, show net assets of £465k (no earlier figure to compare).
Does McArthur Scott use any other names?
It trades as McArthur Scott Mortgages.

Sources and links

The full report on McArthur Scott Limited

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