Me Mortgage Solutions Limited

Reference number: 1007983

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • ME MORTGAGE SOLUTIONS LIMITED (FRN 1007983) is an AR of MYINFINITY FINANCE LIMITED (FRN 672182). When you use ME MORTGAGE SOLUTIONS's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from ME MORTGAGE SOLUTIONS, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When hellomortgage.co.uk first appeared online, and whether it can receive email
  • What kind of line 0191 300 9124 is, and the other firm that gives it
  • Who else gives the postcode NE33 1LE
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Malcolm Etchells Trading name: A name it trades under now.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Myinfinity Finance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
26 September 2023 (3 years old)
Registered office
Office 20 C/O Myinfinity Finance Limited, Cookson House, South Shields, Tyne And Wear, NE33 1TL, England
Nature of business
  • Activities of mortgage finance companies (SIC 64922)

Directors and company secretaries

Name Role Born Appointed Other companies
Malcolm Etchells Director Mar 1974 26 Sep 2023 None
Malcolm Etchells Secretary Not published 26 Sep 2023 –

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Filed accounts and finances

Year to 30 September 2025Dormant company accountsNot audited

Net assets

£100

Same as £100

Cash at bank

£0

Same as £0

These accounts were filed as dormant: the company reported no significant trading in the period.

Net assets

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 15166053. Figures are exactly as filed; nothing is estimated.

Key dates in its history

Me Mortgage Solutions’s history from the FCA register and Companies House, newest first.

2024

5 March 2024

  • Became an appointed representative
  • Began trading as "Malcolm Etchells"

FCA register

2023

26 September 2023

  • Incorporated at Companies House
  • Malcolm Etchells became the majority owner (50–75% of shares)
  • Tracey Etchells became a part-owner (25–50% of shares)
  • Malcolm Etchells appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms connected to Me Mortgage Solutions

Other FCA-listed firms that share a director, phone number or address with Me Mortgage Solutions. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its phone number
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same phone number (1), the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Me Mortgage Solutions

Other firms of the same type (mortgage adviser or broker), nearest first.

In South Shields

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Me Mortgage Solutions

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • All 6 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Me Mortgage Solutions Limited FCA authorised?
Me Mortgage Solutions Limited (FRN 1007983) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Me Mortgage Solutions?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Me Mortgage Solutions Limited (FRN 1007983) is an AR of MYINFINITY FINANCE LIMITED (FRN 672182). When you use Me Mortgage Solutions's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Me Mortgage Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Me Mortgage Solutions’ phone number and website?
The FCA register lists the phone number 0191 300 9124 and the website hellomortgage.co.uk for Me Mortgage Solutions. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.
Is Me Mortgage Solutions a scam or clone?
Me Mortgage Solutions is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Me Mortgage Solutions?
Protection works through Myinfinity Finance Limited, the principal firm responsible for Me Mortgage Solutions's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Me Mortgage Solutions?
Companies House lists 2 people with significant control of Me Mortgage Solutions: Mr Malcolm Etchells (50–75% of shares) and Tracey Etchells (25–50% of shares).
Who runs Me Mortgage Solutions?
Companies House lists one director of Me Mortgage Solutions: Malcolm Etchells.
How long has Me Mortgage Solutions been in business?
The company was formed on 26 September 2023.
What do Me Mortgage Solutions’ latest accounts show?
Its latest accounts, to 30 September 2025, show net assets of £100 (same as £100) and cash at bank of £0 (same as £0).
Does Me Mortgage Solutions use any other names?
It trades as Malcolm Etchells.

Sources and links

The full report on Me Mortgage Solutions Limited

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