Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 16 years
- Protected through the principal
- No FCA actions
- Active company since 2010
- Accounts filed up to 30 June 2025
Responsible principal firm
Advance Mortgage Funding Limited Reference number: 305008 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- MJF Financial Services Ltd (FRN 531513) is an AR of Advance Mortgage Funding Limited (FRN 305008). When you use MJF Financial Services's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from MJF Financial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
-
Address
Mortgage Pathways, 106, One Trinity Green, Eldon Street, South Shields, Tyne And Wear, NE33 1SA, United Kingdom
In the full report: 2 background checks
- What kind of line 0333 358 3822 is
- Who else gives the postcode NE33 1SA
Other names (2)
If you were contacted under any of these names, it is this firm.
- Mortgage Pathways Trading name: A name it trades under now.
- Goldfinch Financial Services Former trading name: A name it used to trade under.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Advance Mortgage Funding Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company name
- MJF FINANCIAL SERVICES LIMITED
- Company number
- 07296592 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 28 June 2010 (16 years old)
- Registered office
- 106 One Trinity Green Eldon Street, South Shields, NE33 1SA, England
- Nature of business
-
- Financial intermediation not elsewhere classified (SIC 64999)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Mark James Finch | Director | Apr 1979 | 28 Jun 2010 | 7 other companies |
| Stephen Mills | Director | Feb 1986 | 13 Dec 2022 | None |
| Mayank Prakash | Director | Jan 1973 | 30 Sep 2026 | 57 other companies |
| Jeremy Paul Gibson | Director | May 1973 | 30 Sep 2026 | 87 other companies |
| Mark James Finch | Secretary | Not published | 30 Jun 2016 | – |
Other companies run by these 4 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 99
- closed down
- 21
- went insolvent
- 2
In the full report: all 99 companies, named
- What each company does, and whether it is still trading
- Which of these 4 directors sit on each board, and since when
- The 2 that went into liquidation or administration
- The 37 on the FCA register, including one no longer authorised
- The 52 companies these 4 directors run together
- All 6 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
£208k
−1.9% from £213k
Cash at bank
£83.1k
+19% from £69.7k
Employees (average)
4
Same as 4
Owed within a year
£73.3k
−36% from £114k
Assets and liabilities
In the full report: all 6 years of accounts
- Every year from 2020 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 07296592. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
MJF Financial Services’s history from the FCA register and Companies House, newest first.
2026
30 September 2026
- Finch Ventures Limited gave up control
- Pivotal Growth Limited took control (75–100% of shares)
Companies House
2020
15 July 2020
- Finch Ventures Limited took control (75–100% of shares)
- Mark James Finch gave up control
Companies House
2016
6 April 2016
- Mark James Finch took control (75–100% of shares)
Companies House
2010
14 September 2010
- Became an appointed representative
FCA register
28 June 2010
- Incorporated at Companies House
Companies House
In the full report: all 18 events
- All 18 events in its history (7 shown here)
- Every director appointment and resignation: 8
Firms connected to MJF Financial Services
Other FCA-listed firms that share a director, phone number or address with MJF Financial Services. A link shows who the firm is tied to, not whether either can be trusted.
- connected firm
- 1
- share its postcode
- 1
In the full report: the connected firm, named
- How it is linked: the same postcode (1)
- Who links it to this firm: the named directors, with dates
Firms like MJF Financial Services
Other firms of the same type (mortgage adviser or broker), nearest first.
In South Shields
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on MJF Financial Services
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 99 other companies its directors have run, named
- 2 background checks on its contact details
- 6 years of accounts, charted
- All 18 events in its history
- 1 connected firm, named, and who links them
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk