Mel & Ron Watkins Funeral Services Ltd

Reference number: 984140

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

Golden Charter Limited Reference number: 965279 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • Mel & Ron Watkins Funeral Services Ltd (FRN 984140) introduces customers to Golden Charter Limited (FRN 965279). Any regulated advice or arranging is done by the principal, not Mel & Ron Watkins Funeral Services.
  • Example: if Mel & Ron Watkins Funeral Services refers you to a financial adviser, the advice should come from the principal firm, not from Mel & Ron Watkins Funeral Services itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01656 860545

  • Address

    2 Hilda House, The Square, Pencoed, Bridgend, Pen-y-bont ar Ogwr, CF35 5NP, United Kingdom

In the full report: 2 background checks

  • What kind of line 01656 860545 is
  • Who else gives the postcode CF35 5NP
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Mel & Ron Watkins Trading name
  • Ronald Trevor Watkins & Alan Michael Chapman Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Golden Charter Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
16962650
Company status
Active
Company type
Private limited company
Incorporated
14 January 2026 (less than a year old)
Registered office
2 Hilda House, The Square, Pencoed, Bridgend, CF35 5NP, United Kingdom
Nature of business
  • Funeral and related activities (SIC 96030)

Directors and company secretaries

Name Role Born Appointed Other companies
Alan Michael Chapman Director Oct 1962 14 Jan 2026 None
Amy Jean Watkins Director Aug 1979 14 Jan 2026 None
Ronald Trevor Watkins Director Feb 1952 14 Jan 2026 None

In the full report: every company its directors have run

  • Confirmation that these 3 directors run no other company
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Key dates in its history

Mel & Ron Watkins Funeral Services’s history from the FCA register and Companies House, newest first.

Key events (5) All events (9)

2026

15 January 2026

  • Changed its registered name from "Ronald Trevor Watkins & Alan Michael Chapman"

FCA register

14 January 2026

  • Incorporated at Companies House
  • Alan Michael Chapman became a part-owner (25–50% of shares)
  • Ronald Trevor Watkins became a part-owner (25–50% of shares)

Companies House

2022

27 September 2022

  • Became an introducer appointed representative

FCA register

In the full report: all 9 events

  • All 9 events in its history (5 shown here)
  • Every director appointment and resignation: 3
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Firms like Mel & Ron Watkins Funeral Services

Other firms of the same type (funeral director), nearest first.

In Bridgend

Bespoke Dignified Services LimitedBridgendAppointed representativeBrian G Thomas Funeral Directors LtdBridgendAppointed representativeD L Evans & Son LimitedBridgendAppointed representativeSimon Hitchings & Andrew ParryBridgendAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Mel & Ron Watkins Funeral Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • All 9 events in its history

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Frequently asked questions about this firm

Is Mel & Ron Watkins Funeral Services Ltd FCA authorised?
Mel & Ron Watkins Funeral Services Ltd (FRN 984140) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Mel & Ron Watkins Funeral Services?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Mel & Ron Watkins Funeral Services Ltd (FRN 984140) introduces customers to Golden Charter Limited (FRN 965279). Any regulated advice or arranging is done by the principal, not Mel & Ron Watkins Funeral Services. Example: if Mel & Ron Watkins Funeral Services refers you to a financial adviser, the advice should come from the principal firm, not from Mel & Ron Watkins Funeral Services itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Mel & Ron Watkins Funeral Services’ phone number?
The FCA register lists the phone number 01656 860545 for Mel & Ron Watkins Funeral Services. If you were given different contact details, use these to check with the firm before going any further.
Is Mel & Ron Watkins Funeral Services a scam or clone?
Mel & Ron Watkins Funeral Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Mel & Ron Watkins Funeral Services?
Protection works through Golden Charter Limited, the principal firm responsible for Mel & Ron Watkins Funeral Services's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Mel & Ron Watkins Funeral Services?
Companies House lists 2 people with significant control of Mel & Ron Watkins Funeral Services: Mr Ronald Trevor Watkins (25–50% of shares) and Mr Alan Michael Chapman (25–50% of shares).
Who runs Mel & Ron Watkins Funeral Services?
Companies House lists 3 directors of Mel & Ron Watkins Funeral Services: Alan Michael Chapman, Amy Jean Watkins and Ronald Trevor Watkins.
How long has Mel & Ron Watkins Funeral Services been in business?
The company was formed on 14 January 2026.
Does Mel & Ron Watkins Funeral Services use any other names?
It trades as Mel & Ron Watkins. It has previously used the name Ronald Trevor Watkins & Alan Michael Chapman.

Sources and links

The full report on Mel & Ron Watkins Funeral Services Ltd

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