Melia Cover Ltd

Reference number: 1007122

Instant download

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When meliainsurance.com first appeared online, and whether it can receive email
  • What kind of line 0161 399 1754 is
  • Who else gives the postcode M8 4NP
Instant PDF download
Other names (1)

If you were contacted under any of these names, it is this firm.

  • Melia Insurance Services Trading name

FCA permissions and consumer protection

  • Hold or safeguard your money · Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (6 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Arranging (bringing about) deals in investments
  • Assisting in the administration and performance of a contract of insurance
  • Credit Broking
  • Dealing in investments as agent
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
14904311
Company status
Active
Company type
Private limited company
Incorporated
30 May 2023 (3 years old)
Registered office
111 Rico House George Street, Prestwich, Manchester, M25 9WS, England
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Simon Halberstadt Director Jul 1993 30 May 2023 2 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
closed down
2

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
Instant PDF download

Filed accounts and finances

Year to 31 May 2025Micro-entity accountsNot audited

Net assets

−£40.5k

Up £19.2k from −£59.7k

Employees (average)

1

Same as 1

Owed within a year

£56.7k

−5% from £59.7k

Net assets are negative: on its last balance sheet the company owed £40.5k more than it owned.

Net assets

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 14904311. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Melia Cover’s history from the FCA register and Companies House, newest first.

Key events (9) All events (13)

2026

31 March 2026

  • Melia Goc Limited stopped being the majority owner
  • Raffy Klyne became a part-owner (25–50% of shares)
  • Simon Halberstadt became a part-owner (25–50% of shares)

Companies House

2024

2 December 2024

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2023

20 September 2023

  • Melia Goc Limited became the majority owner (50–75% of shares)
  • Simon Halberstadt gave up control

Companies House

30 May 2023

  • Incorporated at Companies House
  • Simon Halberstadt took control (75–100% of shares)

Companies House

In the full report: all 13 events

  • All 13 events in its history (9 shown here)
  • Every director appointment and resignation: 1
Instant PDF download

Firms like Melia Cover

Other firms of the same type (insurance broker), nearest first.

In Manchester

Booking.com Distribution B.V.ManchesterAuthorisedMunich Re Risk Solutions IrelandManchesterAuthorisedMunich Re Specialty Insurance (UK) LimitedManchesterAuthorisedCo-op Insurance Services LimitedManchesterAuthorisedReich Insurance Brokers LimitedManchesterAuthorisedUKGlobal Broking Group LimitedManchesterAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Melia Cover

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 13 events in its history

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Melia Cover Ltd FCA authorised?
Yes, Melia Cover Ltd (FRN 1007122) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since December 2024 and works as an insurance broker. The FCA has placed no limits on its permissions.
What is Melia Cover’s phone number and website?
The FCA register lists the phone number 0161 399 1754 and the website meliainsurance.com for Melia Cover. If you were given different contact details, use these to check with the firm before going any further.
Is Melia Cover a scam or clone?
Melia Cover is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Melia Cover?
It is permitted to hold and control client money, which it must keep separate from its own. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Melia Cover to the Financial Ombudsman Service, free of charge.
Who owns Melia Cover?
Companies House lists 2 people with significant control of Melia Cover: Mr Simon Halberstadt (25–50% of shares) and Mr Raffy Klyne (25–50% of shares). Before that, it was controlled by Melia Goc Limited.
Who runs Melia Cover?
Companies House lists one director of Melia Cover: Simon Halberstadt.
How long has Melia Cover been in business?
The company was formed on 30 May 2023, and has held its current FCA authorisation since December 2024.
What do Melia Cover’s latest accounts show?
Its latest accounts, to 31 May 2025, show net assets of −£40.5k (up £19.2k from −£59.7k).
Does Melia Cover use any other names?
It trades as Melia Insurance Services.

Sources and links

The full report on Melia Cover Ltd

£19.99 · Instant PDF download

Loading secure checkout…