Melrose Commercial Finance Limited

Reference number: 632035

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When melrosecommercial.co.uk first appeared online, and whether it can receive email
  • What kind of line 0141 332 9545 is
  • Who else gives the postcode G3 7PR
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FCA permissions and consumer protection

  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (4 permissions)
  • Acting as a CBTL arranger
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
SC370722
Company status
Active
Company type
Private limited company
Incorporated
6 January 2010 (16 years old)
Registered office
145 St. Vincent Street, Glasgow, G2 5JF, Scotland
Nature of business
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Directors and company secretaries

Name Role Born Appointed Other companies
Alan Muir Melrose Director Nov 1966 6 Jan 2010 None
Gillian Anne Melrose Director Aug 1968 6 Jan 2010 3 other companies
Gillian Anne Melrose Secretary Not published 6 Jan 2010 –

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
3
closed down
2
still active
1

In the full report: all 3 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 31 March 2025Small company accountsNot audited

Net assets

£1.62m

<1% from £1.62m

Cash at bank

£1.23m

+13% from £1.09m

Employees (average)

3

Same as 3

Owed within a year

£60.9k

−39% from £99.8k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company SC370722. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Melrose Commercial Finance’s history from the FCA register and Companies House, newest first.

Key events (4) All events (7)

2016

6 April 2016

  • Gillian Anne Melrose took control (75–100% of shares)

Companies House

2015

23 January 2015

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2010

6 January 2010

  • Incorporated at Companies House

Companies House

In the full report: all 7 events

  • All 7 events in its history (4 shown here)
  • Every director appointment and resignation: 2
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Firms connected to Melrose Commercial Finance

Other FCA-listed firms that share a director, phone number or address with Melrose Commercial Finance. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
5
share its postcode
5

In the full report: all 5 connected firms, named

  • How each is linked: the same postcode (5)
  • Who links each one: the named directors, with dates
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Firms like Melrose Commercial Finance

Other firms of the same type (mortgage adviser or broker), nearest first.

In Glasgow

Acla Financial Services LimitedGlasgowAuthorisedBarry ChalmersGlasgowAuthorisedBricks and Mortar Mortgages LimitedGlasgowAuthorisedC I B B Financial Services LLPGlasgowAuthorisedCapital Managers Mortgages LimitedGlasgowAuthorisedChannel Corporate LimitedGlasgowAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Melrose Commercial Finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 other companies its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 7 events in its history
  • 5 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Melrose Commercial Finance Limited FCA authorised?
Yes, Melrose Commercial Finance Limited (FRN 632035) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2015 and works as a mortgage adviser or broker. The FCA has placed no limits on its permissions.
What is Melrose Commercial Finance’s phone number and website?
The FCA register lists the phone number 0141 332 9545 and the website melrosecommercial.co.uk for Melrose Commercial Finance. If you were given different contact details, use these to check with the firm before going any further.
Is Melrose Commercial Finance a scam or clone?
Melrose Commercial Finance is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Melrose Commercial Finance?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Melrose Commercial Finance to the Financial Ombudsman Service, free of charge.
Who owns Melrose Commercial Finance?
Companies House lists one person with significant control of Melrose Commercial Finance: Mrs Gillian Anne Melrose (75–100% of shares).
Who runs Melrose Commercial Finance?
Companies House lists 2 directors of Melrose Commercial Finance: Alan Muir Melrose and Gillian Anne Melrose.
How long has Melrose Commercial Finance been in business?
The company was formed on 6 January 2010, and has held its current FCA authorisation since January 2015.
What do Melrose Commercial Finance’s latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £1.62m (<1% from £1.62m) and cash at bank of £1.23m (+13% from £1.09m).

Sources and links

The full report on Melrose Commercial Finance Limited

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