Melrose Funeral Services Limited

Reference number: 844133

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Golden Charter Limited Reference number: 965279 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • MELROSE FUNERAL SERVICES LIMITED (FRN 844133) is an AR of Golden Charter Limited (FRN 965279). When you use MELROSE FUNERAL SERVICES's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from MELROSE FUNERAL SERVICES, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When melrosefunerals.co.uk first appeared online, and whether it can receive email
  • What kind of line 0191 237 0482 is
  • Who else gives the postcode NE25 0DL
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Golden Charter Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
06317628
Company status
Active
Company type
Private limited company
Incorporated
19 July 2007 (19 years old)
Registered office
159 Astley Road, Seaton Delaval, Whitley Bay, Tyne And Wear, NE25 0DL
Nature of business
  • Funeral and related activities (SIC 96030)

Directors and company secretaries

Name Role Born Appointed Other companies
Peter Charles Melrose Director Jul 1967 19 Jul 2007 None
Susan Melrose Director Jan 1969 1 Aug 2012 None
Susan Melrose Secretary Not published 19 Jul 2007 –

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
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Filed accounts and finances

Year to 30 June 2025Small company accountsNot audited

Net assets

£110k

−16% from £131k

Cash at bank

£32.5k

−20% from £40.6k

Employees (average)

14

Same as 14

Owed within a year

£85.1k

+12% from £76.2k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 06317628. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Melrose Funeral Services’s history from the FCA register and Companies House, newest first.

2019

14 June 2019

  • Became an appointed representative

FCA register

2016

6 April 2016

  • Peter Charles Melrose became a part-owner (25–50% of shares)
  • Susan Melrose became a part-owner (25–50% of shares)

Companies House

2012

1 August 2012

  • Susan Melrose appointed as a director

Companies House

2007

19 July 2007

  • Incorporated at Companies House
  • Peter Charles Melrose appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Melrose Funeral Services

Other firms of the same type (funeral director), nearest first.

In the Newcastle (NE) postcode area

All Seasons Funeral Directors LimitedPrudhoeAppointed representativeAyton Funeral ServiceGatesheadAppointed representativeBlyth Family Funerals LtdBlythAppointed representativeChris SampleSouth ShieldsAppointed representativeChris Sample Funerals LtdNorth ShieldsAppointed representativeClark Pearson Funeral Directors LimitedNewcastle Upon TyneAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Melrose Funeral Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • 7 years of accounts, charted
  • All 6 events in its history

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Frequently asked questions about this firm

Is Melrose Funeral Services Limited FCA authorised?
Melrose Funeral Services Limited (FRN 844133) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Melrose Funeral Services?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Melrose Funeral Services Limited (FRN 844133) is an AR of Golden Charter Limited (FRN 965279). When you use Melrose Funeral Services's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Melrose Funeral Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Melrose Funeral Services’ phone number and website?
The FCA register lists the phone number 0191 237 0482 and the website melrosefunerals.co.uk for Melrose Funeral Services. If you were given different contact details, use these to check with the firm before going any further.
Is Melrose Funeral Services a scam or clone?
Melrose Funeral Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Melrose Funeral Services?
Protection works through Golden Charter Limited, the principal firm responsible for Melrose Funeral Services's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Melrose Funeral Services?
Companies House lists 2 people with significant control of Melrose Funeral Services: Mr Peter Charles Melrose (25–50% of shares) and Mrs Susan Melrose (25–50% of shares).
Who runs Melrose Funeral Services?
Companies House lists 2 directors of Melrose Funeral Services: Peter Charles Melrose and Susan Melrose.
How long has Melrose Funeral Services been in business?
The company was formed on 19 July 2007.
What do Melrose Funeral Services’ latest accounts show?
Its latest accounts, to 30 June 2025, show net assets of £110k (−16% from £131k) and cash at bank of £32.5k (−20% from £40.6k).

Sources and links

The full report on Melrose Funeral Services Limited

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