Memoria Funeral Plans Limited

Reference number: 965287

Instant download

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When memoriafunerals.co.uk first appeared online, and whether it can receive email
  • What kind of line 01869 278780 is
  • Who else gives the postcode OX27 9AU
Instant PDF download
Other names (8)

If you were contacted under any of these names, it is this firm.

  • Affordable Direct Cremation Trading name
  • Affordable Funerals Trading name
  • Memoria Direct Cremation Trading name
  • Memoria Estate Planning Trading name
  • Memoria Funerals Trading name
  • Low Cost Funeral Limited Former name
  • Smart Funerals Former trading name
  • www.memoriafunerals.co.uk Former trading name

FCA permissions and consumer protection

  • Funeral plans FSCS may apply
    Funeral plans are FSCS protected. If the provider fails, the FSCS can arrange for your plan to be honoured or pay compensation.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
10119791
Company status
Active
Company type
Private limited company
Incorporated
12 April 2016 (10 years old)
Registered office
Units 1 & 2, Willows Gate Stoke Lyne Road, Stratton Audley, Bicester, Oxfordshire, OX27 9AU, England
Nature of business
  • Funeral and related activities (SIC 96030)

Directors and company secretaries

Name Role Born Appointed Other companies
Anthony Geoffrey David Esse Director Feb 1962 10 May 2021 22 other companies
Christopher James Affleck Penney Director Sep 1964 10 May 2021 19 other companies
Stephen John Wallis Director May 1971 15 May 2025 18 other companies
Randi Weaver Secretary Not published 10 May 2021 –

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
34
closed down
5
is FCA-registered
1

In the full report: all 34 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
  • The 15 companies these 3 directors run together
  • All 9 people who have ever been directors, with their dates
Instant PDF download

Filed accounts and finances

Year to 31 December 2020Small company accountsAudited

Net assets

£1.74m

+233% from £521k

Cash at bank

£1.20m

+69% from £709k

Employees (average)

11

+57% from 7

Owed within a year

£1.13m

+17% from £966k

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 10119791. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Memoria Funeral Plans’s history from the FCA register and Companies House, newest first.

Key events (12) All events (37)

2025

9 October 2025

  • Changed its registered name from "Low Cost Funeral Limited"

FCA register

2022

16 August 2022

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2021

30 September 2021

  • Darwin Bereavement Properties (Guernsey) Limited gave up control

Companies House

10 May 2021

  • Darwin Bereavement Properties (Guernsey) Limited took control (75–100% of shares)
  • Howard Osmond Paul Hodgson stopped being a part-owner
  • Jamieson Charles Alexandre Howard Hodgson stopped being a part-owner
  • Michael Anthony Hackney stopped being a part-owner

Companies House

2016

12 April 2016

  • Incorporated at Companies House
  • Howard Osmond Paul Hodgson became a part-owner (25–50% of shares)
  • Jamieson Charles Alexandre Howard Hodgson became a part-owner (25–50% of shares)
  • Michael Anthony Hackney became a part-owner (25–50% of shares)

Companies House

In the full report: all 37 events

  • All 37 events in its history (12 shown here)
  • Every director appointment and resignation: 15
Instant PDF download

Firms connected to Memoria Funeral Plans

Other FCA-listed firms that share a director, phone number or address with Memoria Funeral Plans. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1
past link
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
  • 1 past link through former directors
Instant PDF download

Firms like Memoria Funeral Plans

Other firms of the same type (funeral plan provider), nearest first.

Elsewhere in the UK

Co-op Funeral Plans LimitedManchesterAuthorisedCentral England Co-operative Funeral Plans LimitedLichfieldAuthorisedDistinct Funeral Plans LimitedCannockAuthorisedEcclesiastical Planning Services LimitedGloucesterAuthorisedM&F Funeral Services LimitedMusselburghAuthorisedPeter Christopher Freeman and Brigid Mary FreemanHorshamAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Memoria Funeral Plans

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 34 other companies its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • All 37 events in its history
  • 1 connected firm, named, and who links them

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Memoria Funeral Plans Limited FCA authorised?
Yes, Memoria Funeral Plans Limited (FRN 965287) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since August 2022 and works as a funeral plan provider. The FCA has placed no limits on its permissions.
What is Memoria Funeral Plans’ phone number and website?
The FCA register lists the phone number 01869 278780 and the website memoriafunerals.co.uk for Memoria Funeral Plans. If you were given different contact details, use these to check with the firm before going any further.
Is Memoria Funeral Plans a scam or clone?
Memoria Funeral Plans is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Memoria Funeral Plans?
It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Memoria Funeral Plans to the Financial Ombudsman Service, free of charge.
Who owns Memoria Funeral Plans?
Companies House lists no one with significant control of Memoria Funeral Plans now. Before that, it was controlled by Darwin Bereavement Properties (Guernsey) Limited, Mr Michael Anthony Hackney and Mr Jamieson Charles Alexandre Howard Hodgson.
Who runs Memoria Funeral Plans?
Companies House lists 3 directors of Memoria Funeral Plans: Anthony Geoffrey David Esse, Christopher James Affleck Penney and Stephen John Wallis.
How long has Memoria Funeral Plans been in business?
The company was formed on 12 April 2016, and has held its current FCA authorisation since August 2022.
What do Memoria Funeral Plans’ latest accounts show?
Its latest accounts, to 31 December 2020, show net assets of £1.74m (+233% from £521k) and cash at bank of £1.20m (+69% from £709k).
Does Memoria Funeral Plans use any other names?
It trades as Affordable Direct Cremation, Affordable Funerals, Memoria Direct Cremation, Memoria Estate Planning and Memoria Funerals. It has previously used 3 other names: Low Cost Funeral Limited, Smart Funerals and www.memoriafunerals.co.uk.

Sources and links

The full report on Memoria Funeral Plans Limited

£19.99 · Instant PDF download

Loading secure checkout…