Menai Financial Solutions Limited

Reference number: 461176

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

HL Partnership Limited Reference number: 303397 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Menai Financial Solutions Limited (FRN 461176) is an AR of HL Partnership Limited (FRN 303397). When you use Menai Financial Solutions's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Menai Financial Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07766 920034

  • Address

    34 Oxwich Road, Mochdre, Colwyn Bay, Clwyd, LL28 5AG, United Kingdom

In the full report: 2 background checks

  • What kind of line 07766 920034 is
  • Who else gives the postcode LL28 5AG
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Menai Financial Solutions Ltd Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through HL Partnership Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
05925942
Company status
Active
Company type
Private limited company
Incorporated
5 September 2006 (20 years old)
Registered office
45 City Road, Chester, CH1 3AE
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Paul Davies Director Jun 1957 5 Sep 2006 None
Denise Clare Mcveigh Director Oct 1969 18 May 2026 None
Jane Love Secretary Not published 5 Sep 2006 –

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
  • All 3 people who have been directors, with their dates
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Filed accounts and finances

Year to 30 September 2025Small company accountsNot audited

Net assets

£124k

<1% from £125k

Cash at bank

£131k

−1.1% from £132k

Employees (average)

1

Same as 1

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 05925942. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Menai Financial Solutions’s history from the FCA register and Companies House, newest first.

2026

18 May 2026

  • Denise Clare McVeigh appointed as a director

Companies House

2024

12 February 2024

  • Changed its registered name from "Menai Financial Solutions Ltd"

FCA register

2016

6 April 2016

  • Paul Davies took control (75–100% of shares)

Companies House

2006

11 December 2006

  • Became an appointed representative

FCA register

5 September 2006

  • Incorporated at Companies House
  • Paul Davies appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Menai Financial Solutions

Other firms of the same type (mortgage adviser or broker), nearest first.

In Colwyn Bay

Pennant FinanceColwyn BayAppointed representative

In the Llandudno (LL) postcode area

David Robert SchrimshawDenbighAppointed representativeEastgate Commercial Finance LtdWrexhamAppointed representativeIce Finance LtdWrexhamAppointed representativeIdris Mortgages LimitedLlandudno JunctionAppointed representativeKlaire WilliamsPwllheliAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Menai Financial Solutions

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • 6 years of accounts, charted
  • All 6 events in its history

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Frequently asked questions about this firm

Is Menai Financial Solutions Limited FCA authorised?
Menai Financial Solutions Limited (FRN 461176) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Menai Financial Solutions?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Menai Financial Solutions Limited (FRN 461176) is an AR of HL Partnership Limited (FRN 303397). When you use Menai Financial Solutions's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Menai Financial Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Menai Financial Solutions’ phone number?
The FCA register lists the phone number 07766 920034 for Menai Financial Solutions. If you were given different contact details, use these to check with the firm before going any further.
Is Menai Financial Solutions a scam or clone?
Menai Financial Solutions is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Menai Financial Solutions?
Protection works through HL Partnership Limited, the principal firm responsible for Menai Financial Solutions's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Menai Financial Solutions?
Companies House lists one person with significant control of Menai Financial Solutions: Mr Paul Davies (75–100% of shares).
Who runs Menai Financial Solutions?
Companies House lists 2 directors of Menai Financial Solutions: Paul Davies and Denise Clare McVeigh.
How long has Menai Financial Solutions been in business?
The company was formed on 5 September 2006.
What do Menai Financial Solutions’ latest accounts show?
Its latest accounts, to 30 September 2025, show net assets of £124k (<1% from £125k) and cash at bank of £131k (−1.1% from £132k).
Does Menai Financial Solutions use any other names?
It has previously used the name Menai Financial Solutions Ltd.

Sources and links

The full report on Menai Financial Solutions Limited

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