Merchiston Castle School

Reference number: 1034660

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • Merchiston Castle School (FRN 1034660) introduces customers to Premium Credit Limited (FRN 702718). Any regulated advice or arranging is done by the principal, not Merchiston Castle School.
  • Example: if Merchiston Castle School refers you to a financial adviser, the advice should come from the principal firm, not from Merchiston Castle School itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When merchiston.co.uk first appeared online, and whether it can receive email
  • What kind of line 0131 312 2200 is
  • Who else gives the postcode EH13 0PU
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Premium Credit Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private company limited by guarantee
Incorporated
30 July 1926 (100 years old)
Registered office
294 Colinton Road, Colinton, Edinburgh, EH13 0PU
Nature of business
  • Primary education (SIC 85200)
  • General secondary education (SIC 85310)

Directors and company secretaries

Name Role Born Appointed Other companies
Neil Fraser Mitchell Director Oct 1964 25 Feb 2019 1 other company
Ian Bryson Mccarlie Director Jul 1969 27 Jun 2022 2 other companies
Robert Barclay Cook Director Jan 1966 18 Mar 2025 55 other companies
John Howard Mckean Director Aug 1963 18 Mar 2025 None
Caroline Emma Mclaren Director Feb 1974 29 Apr 2025 None
Kelly Marie Foley Director Sep 1972 29 Apr 2025 1 other company
James Robert Crawford Director Mar 1980 29 Apr 2025 1 other company
Philippa Claire Axon Secretary Not published 21 Aug 2017 –

Other companies run by these 7 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
57
closed down
23
went insolvent
1

In the full report: all 57 companies, named

  • What each company does, and whether it is still trading
  • Which of these 7 directors sit on each board, and since when
  • The one that went into liquidation or administration
  • The 2 companies these 7 directors run together
  • All 73 people who have ever been directors, with their dates
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Key dates in its history

Merchiston Castle School’s history from the FCA register and Companies House, newest first.

2025

6 June 2025

  • Became an introducer appointed representative

FCA register

1926

30 July 1926

  • Incorporated at Companies House

Companies House

In the full report: all 124 events

  • All 124 events in its history (2 shown here)
  • Every director appointment and resignation: 122
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Firms like Merchiston Castle School

Other firms of the same type (credit broker), nearest first.

In Edinburgh

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Merchiston Castle School

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 57 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 124 events in its history

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Frequently asked questions about this firm

Is Merchiston Castle School FCA authorised?
Merchiston Castle School (FRN 1034660) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Merchiston Castle School?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Merchiston Castle School (FRN 1034660) introduces customers to Premium Credit Limited (FRN 702718). Any regulated advice or arranging is done by the principal, not Merchiston Castle School. Example: if Merchiston Castle School refers you to a financial adviser, the advice should come from the principal firm, not from Merchiston Castle School itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Merchiston Castle School’s phone number and website?
The FCA register lists the phone number 0131 312 2200 and the website merchiston.co.uk for Merchiston Castle School. If you were given different contact details, use these to check with the firm before going any further.
Is Merchiston Castle School a scam or clone?
Merchiston Castle School is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Merchiston Castle School?
Protection works through Premium Credit Limited, the principal firm responsible for Merchiston Castle School's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who runs Merchiston Castle School?
Companies House lists 7 directors of Merchiston Castle School: Neil Fraser Mitchell, Ian Bryson McCarlie, Robert Barclay Cook, John Howard McKean, Caroline Emma McLaren, Kelly Marie Foley and 1 more.
How long has Merchiston Castle School been in business?
The company was formed on 30 July 1926.

Sources and links

The full report on Merchiston Castle School

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