Introducer appointed representative
This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.
Responsible principal firm
Premium Credit Limited Reference number: 702718 View firm →What does this mean?
- An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
- Merchiston Castle School (FRN 1034660) introduces customers to Premium Credit Limited (FRN 702718). Any regulated advice or arranging is done by the principal, not Merchiston Castle School.
- Example: if Merchiston Castle School refers you to a financial adviser, the advice should come from the principal firm, not from Merchiston Castle School itself.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
Merchiston Castle School, 294 Colinton Road, Edinburgh, Edinburgh, City Of, EH13 0PU, United Kingdom
In the full report: 3 background checks
- When merchiston.co.uk first appeared online, and whether it can receive email
- What kind of line 0131 312 2200 is
- Who else gives the postcode EH13 0PU
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Premium Credit Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- SC014265 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private company limited by guarantee
- Incorporated
- 30 July 1926 (100 years old)
- Registered office
- 294 Colinton Road, Colinton, Edinburgh, EH13 0PU
- Nature of business
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- Primary education (SIC 85200)
- General secondary education (SIC 85310)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Neil Fraser Mitchell | Director | Oct 1964 | 25 Feb 2019 | 1 other company |
| Ian Bryson Mccarlie | Director | Jul 1969 | 27 Jun 2022 | 2 other companies |
| Robert Barclay Cook | Director | Jan 1966 | 18 Mar 2025 | 55 other companies |
| John Howard Mckean | Director | Aug 1963 | 18 Mar 2025 | None |
| Caroline Emma Mclaren | Director | Feb 1974 | 29 Apr 2025 | None |
| Kelly Marie Foley | Director | Sep 1972 | 29 Apr 2025 | 1 other company |
| James Robert Crawford | Director | Mar 1980 | 29 Apr 2025 | 1 other company |
| Philippa Claire Axon | Secretary | Not published | 21 Aug 2017 | – |
Other companies run by these 7 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 57
- closed down
- 23
- went insolvent
- 1
In the full report: all 57 companies, named
- What each company does, and whether it is still trading
- Which of these 7 directors sit on each board, and since when
- The one that went into liquidation or administration
- The 2 companies these 7 directors run together
- All 73 people who have ever been directors, with their dates
Key dates in its history
Merchiston Castle School’s history from the FCA register and Companies House, newest first.
2025
6 June 2025
- Became an introducer appointed representative
FCA register
1926
30 July 1926
- Incorporated at Companies House
Companies House
In the full report: all 124 events
- All 124 events in its history (2 shown here)
- Every director appointment and resignation: 122
Firms like Merchiston Castle School
Other firms of the same type (credit broker), nearest first.
In Edinburgh
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Merchiston Castle School
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 57 other companies its directors have run, named
- 3 background checks on its contact details
- All 124 events in its history
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk