Mercury RT Ltd: FCA regulated?

Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Appointed for 1 year
Protected through the principal
No FCA actions
Active company since 2023
Accounts filed up to 30 April 2025

Responsible principal firm

PHOENIX FINANCIAL CONSULTANTS LIMITED Reference number: 539195 Authorised View firm →

What does this mean?

An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
Mercury RT Ltd (FRN 1043884) introduces customers to PHOENIX FINANCIAL CONSULTANTS LIMITED (FRN 539195). Any regulated advice or arranging is done by the principal, not Mercury RT.
Example: if Mercury RT refers you to a financial adviser, the advice should come from the principal firm, not from Mercury RT itself.
Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

mercuryrt.co.uk (opens in a new tab)
Phone number

07786 990743
Address

Unit 3, Exchange Industrial Estate, Cross Street, Cannock, Staffordshire, WS11 0BW, United Kingdom

In the full report: 3 background checks

When mercuryrt.co.uk first appeared online, and whether it can receive email
What kind of line 07786 990743 is
Who else gives the postcode WS11 0BW

FCA permissions and consumer protection

Protection through the principal firm
Protection works through Phoenix Financial Consultants Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 14821492 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 24 April 2023 (3 years old)
Registered office: Unit 3 Exchange Industrial Estate, Cross Street, Cannock, WS11 0BW, England
Nature of business: Other professional, scientific and technical activities not elsewhere classified (SIC 74909)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Carl Hardwick	Director	Dec 1983	24 Apr 2023	4 other companies
Jason Patrick Sansom	Director	Mar 1970	24 Apr 2023	3 other companies
Ryan John Summerfield	Director	Nov 1978	24 Apr 2023	3 other companies

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 7
closed down: 3
run together: 3

In the full report: all 7 companies, named

What each company does, and whether it is still trading
Which of these 3 directors sit on each board, and since when
Any that went into liquidation or administration
The 3 companies these 3 directors run together

Filed accounts and finances

Year to 30 April 2025Dormant company accountsNot audited

Net assets

£105

Same as £105

These accounts were filed as dormant: the company reported no significant trading in the period.

Net assets

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 14821492. Figures are exactly as filed; nothing is estimated.

Key dates in its history

Mercury RT’s history from the FCA register and Companies House, newest first.

Key events (5) All events (8)

2025

7 October 2025

Became an introducer appointed representative

FCA register

2023

24 April 2023

Incorporated at Companies House
Carl Hardwick became a part-owner (25–50% of shares)
Jason Patrick Sansom became a part-owner (25–50% of shares)
Ryan John Summerfield became a part-owner (25–50% of shares)

Companies House

In the full report: all 8 events

All 8 events in its history (5 shown here)
Every director appointment and resignation: 3

Firms connected to Mercury RT

Other FCA-listed firms that share a director, phone number or address with Mercury RT. A link shows who the firm is tied to, not whether either can be trusted.

connected firm: 1
share its postcode: 1

In the full report: the connected firm, named

How it is linked: the same postcode (1)
Who links it to this firm: the named directors, with dates

Firms like Mercury RT

Other firms of the same type (mortgage adviser or broker), nearest first.

In Cannock

James Evans & Associates LimitedCannockAppointed representative Jo Bates Mortgage Services LtdCannockAppointed representative Mercian Finance Solutions LimitedCannockAppointed representative Michael John HigginsCannockAppointed representative New Homes Mortgage Services LLPCannockAppointed representative Abc Finance LimitedCannockAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Mercury RT

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

7 other companies its directors have run, named
3 background checks on its contact details
All 8 events in its history
1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Mercury RT Ltd FCA authorised?

Mercury RT Ltd (FRN 1043884) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.

What does introducer appointed representative mean for Mercury RT?

An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Mercury RT Ltd (FRN 1043884) introduces customers to PHOENIX FINANCIAL CONSULTANTS LIMITED (FRN 539195). Any regulated advice or arranging is done by the principal, not Mercury RT. Example: if Mercury RT refers you to a financial adviser, the advice should come from the principal firm, not from Mercury RT itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

What is Mercury RT’s phone number and website?

The FCA register lists the phone number 07786 990743 and the website mercuryrt.co.uk for Mercury RT. If you were given different contact details, use these to check with the firm before going any further.

Is Mercury RT a scam or clone?

Mercury RT is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Mercury RT?

Protection works through Phoenix Financial Consultants Limited, the principal firm responsible for Mercury RT's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Who owns Mercury RT?

Companies House lists 3 people with significant control of Mercury RT: Mr Jason Patrick Sansom (25–50% of shares), Mr Carl Hardwick (25–50% of shares) and Mr Ryan John Summerfield (25–50% of shares).

Who runs Mercury RT?

Companies House lists 3 directors of Mercury RT: Carl Hardwick, Jason Patrick Sansom and Ryan John Summerfield.

How long has Mercury RT been in business?

The company was formed on 24 April 2023.

What do Mercury RT’s latest accounts show?

Its latest accounts, to 30 April 2025, show net assets of £105 (same as £105).