Metro Moneywise Credit Union Limited

Reference number: 213379

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Status unknown

The status of this firm could not be determined from the available data. Please check the official FCA Register at register.fca.org.uk to verify this firm directly.

What the FCA says

Deferred Payment Credit (Buy Now Pay Later) - temporary permission

This firm has temporary permission to provide Deferred Payment Credit (Buy Now Pay Later) agreements. This means it’s considered authorised by the FCA, but it hasn't been assessed against the standards required for full authorisation. The firm still has to follow our rules and guidance, and if consumers have a complaint about a Buy Now Pay Later agreement, they can contact the Financial Ombudsman Service if they’re not happy with the response they get from the firm.

  • This firm is operating under temporary permission while it seeks full UK authorisation. What it is permitted to do could change.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

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Activities and protection

What the record covers, and how you are protected

  • Not currently authorised
    This firm is not currently authorised, so FSCS, safeguarding, or Ombudsman protection may not apply. Check directly before acting.
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  • Accepting Deposits
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Arranging (bringing about) deals in investments
  • Dealing in investments as agent
  • Entering into regulated deferred payment credit agreements as lender
  • Exercising, or having the right to exercise, the lender’s rights and duties under regulated deferred payment credit agreements
  • Making arrangements with a view to transactions in investments

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Previously registered as

The FCA register holds one earlier registered name for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • Metro Rochdale Employees Credit Union Limited

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Common questions

Frequently asked questions

Is Metro Moneywise Credit Union Limited FCA authorised?
Metro Moneywise Credit Union Limited's status could not be confirmed from the available data. Check the FCA register directly.
Is my money safe with Metro Moneywise Credit Union?
Metro Moneywise Credit Union is not currently authorised, so FSCS or safeguarding protection may not apply. Check directly on the FCA register before dealing with it.
Is Metro Moneywise Credit Union a scam or clone?
Metro Moneywise Credit Union is not currently authorised by the FCA. Be cautious and verify any firm on the FCA register before dealing with it.
What is Metro Moneywise Credit Union's Firm Reference Number (FRN)?
Metro Moneywise Credit Union's FRN is 213379. You can verify it on the FCA register.