Oldham Credit Union Limited

Reference number: 214252

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Status unknown

The status of this firm could not be determined from the available data. Please check the official FCA Register at register.fca.org.uk to verify this firm directly.

What the FCA says

Deferred Payment Credit (Buy Now Pay Later) - temporary permission

This firm has temporary permission to provide Deferred Payment Credit (Buy Now Pay Later) agreements. This means it’s considered authorised by the FCA, but it hasn't been assessed against the standards required for full authorisation. The firm still has to follow our rules and guidance, and if consumers have a complaint about a Buy Now Pay Later agreement, they can contact the Financial Ombudsman Service if they’re not happy with the response they get from the firm.

  • This firm is operating under temporary permission while it seeks full UK authorisation. What it is permitted to do could change.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When oldhamcreditunion.co.uk first appeared online, and whether it can receive email
  • What kind of line 0161 678 7245 is
  • Who else gives the postcode OL8 3QL
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Past FCA permissions and consumer protection

  • Not currently authorised
    This firm is not currently authorised, so FSCS, safeguarding, or Ombudsman protection may not apply. Check directly before acting.
Show FCA detail (3 permissions)
  • Accepting Deposits
  • Entering into regulated deferred payment credit agreements as lender
  • Exercising, or having the right to exercise, the lender’s rights and duties under regulated deferred payment credit agreements

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Oldham Credit Union’s history from the FCA register and Companies House, newest first.

2023

6 November 2023

  • FCA recorded a standard requirement (Financial Promotions for own firm, ARs and other members of the group)

FCA register

2013

1 April 2013

  • Regulated by the FCA from this date
  • Regulated by the Prudential Regulation Authority from this date

FCA register

31 March 2013

  • No longer regulated by the Financial Services Authority

FCA register

2002

2 July 2002

  • Given temporary permission to do business in the UK

FCA register

1 July 2002

  • Regulated by the Financial Services Authority from this date

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms connected to Oldham Credit Union

Other FCA-listed firms that share a director, phone number or address with Oldham Credit Union. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Oldham Credit Union

Other firms of the same type (bank or building society), nearest first.

In Oldham

St Aidan and Oswalds K.S.C. Royton Credit Union LimitedOldhamAuthorised

In the Oldham (OL) postcode area

Bacup (Lancashire) Credit Union LimitedBacupAuthorisedMetro Moneywise Credit Union LimitedRochdaleSee the register

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Oldham Credit Union

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 background checks on its contact details
  • All 6 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Oldham Credit Union Limited FCA authorised?
Oldham Credit Union Limited's status could not be confirmed from the available data. Check the FCA register directly.
What is Oldham Credit Union’s phone number and website?
The FCA register lists the phone number 0161 678 7245 and the website oldhamcreditunion.co.uk for Oldham Credit Union. If you were given different contact details, use these to check with the firm before going any further.
Is Oldham Credit Union a scam or clone?
Oldham Credit Union is not currently authorised by the FCA. Be cautious and verify any firm on the FCA register before dealing with it.
Is my money safe with Oldham Credit Union?
Oldham Credit Union is not currently authorised, so FSCS or safeguarding protection may not apply. Check directly on the FCA register before dealing with it.

Sources and links

The full report on Oldham Credit Union Limited

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