MFDP Services Limited: FCA regulated?

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Appointed for under a year
Protected through the principal
No FCA actions
Active company since 2025

Responsible principal firm

MFDP LTD Reference number: 992807 Authorised View firm →

What does this mean?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
MFDP Services Limited (FRN 1046536) is an AR of MFDP LTD (FRN 992807). When you use MFDP Services's services, the FCA authorisation sits with the principal firm.
Example: if you take financial advice from MFDP Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

mfdp.co.uk (opens in a new tab)
Phone number

01925 358123
Address

Trinity Chambers, 800 Mandarin Court, Warrington, Cheshire, WA1 1GG, United Kingdom

In the full report: 3 background checks

When mfdp.co.uk first appeared online, and whether it can receive email
What kind of line 01925 358123 is
Who else gives the postcode WA1 1GG

FCA permissions and consumer protection

Protection through the principal firm
Protection works through Mfdp Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 16758794 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 2 October 2025 (1 year old)
Registered office: Trinity Chambers, 800 Mandarin Court, Warrington, Cheshire, WA1 1GG, United Kingdom
Nature of business: Activities of collection agencies (SIC 82911)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Peter John Ronald Stewart	Director	Jul 1978	2 Oct 2025	5 other companies
Lee Marcus Warburton	Director	Jul 1967	5 Nov 2025	13 other companies
Christopher Stephen Garner	Director	May 1976	17 Nov 2025	2 other companies
Neil Kelly	Director	May 1960	26 Nov 2025	17 other companies

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 27
closed down: 15
are FCA-registered: 2

In the full report: all 27 companies, named

What each company does, and whether it is still trading
Which of these 4 directors sit on each board, and since when
Any that went into liquidation or administration
The 2 on the FCA register
The 4 companies these 4 directors run together

Key dates in its history

MFDP Services’s history from the FCA register and Companies House, newest first.

Key events (3) All events (7)

2025

24 December 2025

Became an appointed representative

FCA register

2 October 2025

Incorporated at Companies House
Reston Holdings Limited took control (75–100% of shares)

Companies House

In the full report: all 7 events

All 7 events in its history (3 shown here)
Every director appointment and resignation: 4

Firms connected to MFDP Services

Other FCA-listed firms that share a director, phone number or address with MFDP Services. A link shows who the firm is tied to, not whether either can be trusted.

connected firm: 1
share a director: 1
share its postcode: 1

In the full report: the connected firm, named

How it is linked: shared directors (1), the same postcode (1)
Who links it to this firm: the named directors, with dates
1 past link through former directors

Get the full report on MFDP Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

27 other companies its directors have run, named
3 background checks on its contact details
All 7 events in its history
1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is MFDP Services Limited FCA authorised?

MFDP Services Limited (FRN 1046536) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.

What does appointed representative mean for MFDP Services?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. MFDP Services Limited (FRN 1046536) is an AR of MFDP LTD (FRN 992807). When you use MFDP Services's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from MFDP Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

What is MFDP Services’ phone number and website?

The FCA register lists the phone number 01925 358123 and the website mfdp.co.uk for MFDP Services. If you were given different contact details, use these to check with the firm before going any further.

Is MFDP Services a scam or clone?

MFDP Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with MFDP Services?

Protection works through Mfdp Ltd, the principal firm responsible for MFDP Services's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Who owns MFDP Services?

MFDP Services is owned by Reston Holdings Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 2 October 2025.

Who runs MFDP Services?

Companies House lists 4 directors of MFDP Services: Peter John Ronald Stewart, Lee Marcus Warburton, Christopher Stephen Garner and Neil Kelly.

How long has MFDP Services been in business?

The company was formed on 2 October 2025.