Michael Tupper

Reference number: 218026

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Appointed representative

Michael Tupper does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

Responsible principal firm

The Tavistock Partnership Limited Reference number: 519014 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Michael Tupper (FRN 218026) is an AR of The Tavistock Partnership Limited (FRN 519014). When you use Michael Tupper's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Michael Tupper, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    020 8487 9000

  • Address

    14 Beverley Road, London, SW13 0LX, United Kingdom

In the full report: 2 background checks

  • What kind of line 020 8487 9000 is
  • Who else gives the postcode SW13 0LX
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Pharos Wealth Trading name
  • Lighthouse (Richmond) Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through The Tavistock Partnership Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Michael Tupper’s history from the FCA register and Companies House, newest first.

2021

6 October 2021

  • Changed its registered name from "Lighthouse (Richmond)"
  • Began trading as "Pharos Wealth"

FCA register

2002

22 August 2002

  • Became an appointed representative

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms like Michael Tupper

Other firms of the same type (credit broker), nearest first.

In London

SME Asset Finance LimitedLondonAppointed representativeSuper Payments LtdLondonAppointed representativeNational Education UnionLondonAppointed representativeReed Learning LimitedLondonAppointed representativeRoyal Free London NHS Foundation TrustLondonAppointed representativeClickMechanic LtdLondonAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Michael Tupper

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 background checks on its contact details
  • All 3 events in its history

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Frequently asked questions about this firm

Is Michael Tupper FCA authorised?
Michael Tupper (FRN 218026) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Michael Tupper?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Michael Tupper (FRN 218026) is an AR of The Tavistock Partnership Limited (FRN 519014). When you use Michael Tupper's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Michael Tupper, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Michael Tupper’s phone number?
The FCA register lists the phone number 020 8487 9000 for Michael Tupper. If you were given different contact details, use these to check with the firm before going any further.
Is Michael Tupper a scam or clone?
Michael Tupper is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Michael Tupper?
Protection works through The Tavistock Partnership Limited, the principal firm responsible for Michael Tupper's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Michael Tupper use any other names?
It trades as Pharos Wealth. It has previously used the name Lighthouse (Richmond).

Sources and links

The full report on Michael Tupper

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