Micralite Limited
Reference number: 978572
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Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 4 years
- Protected through the principal
- No FCA actions
- Active company since 2001
- Accounts filed up to 31 December 2025
- On its latest accounts it owed £3.54m more than it owned
Responsible principal firm
Silver Cross (UK) Limited Reference number: 948452 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Micralite Limited (FRN 978572) is an AR of Silver Cross (UK) Limited (FRN 948452). When you use Micralite's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Micralite, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
Micklethorn House, Broughton, Skipton, BD23 3JA, United Kingdom
In the full report: 3 background checks
- When micralite.com first appeared online, and whether it can receive email
- What kind of line 01756 702410 is
- Who else gives the postcode BD23 3JA
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Silver Cross (UK) Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 04246644 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 5 July 2001 (25 years old)
- Registered office
- Micklethorn, Broughton, Skipton, North Yorkshire, BD23 3JA, England
- Nature of business
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- Wholesale of other intermediate products (SIC 46760)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Nicholas John Paxton | Director | Oct 1967 | 9 Jun 2017 | None |
| Carl Anthony Walsh | Director | Feb 1979 | 16 Apr 2019 | 5 other companies |
Other companies run by these 2 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 5
- still active
- 5
- is FCA-registered
- 1
In the full report: all 5 companies, named
- What each company does, and whether it is still trading
- Which of these 2 directors sit on each board, and since when
- Any that went into liquidation or administration
- The one on the FCA register
- All 8 people who have ever been directors, with their dates
Filed accounts and finances
Total equity
−£3.54m
Down £26.0k from −£3.52m
Cash at bank
£0
−100% from £1,139
Employees (average)
0
−100% from 2
Owed within a year
£3.55m
−1.9% from £3.61m
Total equity is negative: on its last balance sheet the company owed £3.54m more than it owned.
These accounts were filed as dormant: the company reported no significant trading in the period.
Assets and liabilities
In the full report: all 5 years of accounts
- Every year from 2020 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 04246644. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Micralite’s history from the FCA register and Companies House, newest first.
2022
6 July 2022
- Became an appointed representative
FCA register
2018
9 April 2018
- Micralite Holdings Limited took control (75–100% of shares)
- Plata Cross (UK) Limited gave up control
Companies House
2017
9 June 2017
- Board replaced: all 4 directors left and 2 new directors took over
- Clive William Percival stopped being a part-owner
- David John Crisp stopped being a part-owner
- Guangchang Guo became the majority owner (50–75% of shares)
- Plata Cross (UK) Limited took control (75–100% of shares)
Companies House
2016
6 April 2016
- Clive William Percival became a part-owner (25–50% of shares)
- David John Crisp became a part-owner (25–50% of shares)
Companies House
2001
5 July 2001
- Incorporated at Companies House
Companies House
In the full report: all 24 events
- All 24 events in its history (11 shown here)
- Every director appointment and resignation: 12
Firms connected to Micralite
Other FCA-listed firms that share a director, phone number or address with Micralite. A link shows who the firm is tied to, not whether either can be trusted.
- connected firm
- 1
- share a director
- 1
- share its postcode
- 1
In the full report: the connected firm, named
- How it is linked: shared directors (1), the same postcode (1)
- Who links it to this firm: the named directors, with dates
Firms like Micralite
Other firms of the same type (credit broker), nearest first.
In Skipton
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Micralite
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 5 other companies its directors have run, named
- 3 background checks on its contact details
- 5 years of accounts, charted
- All 24 events in its history
- 1 connected firm, named, and who links them
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk