Silver Cross (UK) Limited

Reference number: 948452

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When silvercrossbaby.com first appeared online, and whether it can receive email
  • What kind of line 01756 702376 is
  • Who else gives the postcode BD23 3JA
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Silver Cross Trading name

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (1 permission)
  • Credit Broking

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
04611579
Company status
Active
Company type
Private limited company
Incorporated
6 December 2002 (23 years old)
Registered office
Matches the FCA register address ✓
Nature of business
  • Wholesale of household goods (other than musical instruments) n.e.c (SIC 46499)

Directors and company secretaries

Name Role Born Appointed Other companies
Nicholas John Paxton Director Oct 1967 2 Nov 2006 4 other companies
Carl Anthony Walsh Director Feb 1979 23 May 2019 5 other companies
Ruoyu Huang Director Aug 1987 6 Mar 2026 None
Qing Li Director Jun 1981 6 Mar 2026 2 other companies
Kun Shi Director Mar 1980 6 Mar 2026 None
Carl Anthony Walsh Secretary Not published 31 Mar 2020 –

Other companies run by these 5 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
7
closed down
1
is FCA-registered
1

In the full report: all 7 companies, named

  • What each company does, and whether it is still trading
  • Which of these 5 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
  • The 3 companies these 5 directors run together
  • All 30 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2025Full accountsAudited

Profit before tax

£2.60m

From a loss of £1.73m

Net assets

£8.87m

+30% from £6.82m

Cash at bank

£1.17m

+240% from £343k

Owed within a year

£12.3m

+24% from £9.92m

The accounts for the year to 31 December 2025 do not tag turnover in a form that can be read automatically, so it is not shown. The last tagged figure is £26.1m, for the year to 31 December 2021.

Profit before tax

In the full report: all 5 years of accounts

  • Every year from 2020 to 2025
  • Both charts, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 04611579. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Silver Cross (UK)’s history from the FCA register and Companies House, newest first.

Key events (5) All events (63)

2021

2 December 2021

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2016

7 April 2016

  • Silver Cross Nurseries Limited took control (75–100% of shares)

Companies House

6 April 2016

  • Guangchang Guo became the majority owner (50–75% of shares)

Companies House

2002

6 December 2002

  • Incorporated at Companies House

Companies House

In the full report: all 63 events

  • All 63 events in its history (5 shown here)
  • Every director appointment and resignation: 55
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Firms connected to Silver Cross (UK)

Other FCA-listed firms that share a director, phone number or address with Silver Cross (UK). A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share a director
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: shared directors (1), the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Silver Cross (UK)

Other firms of the same type (credit broker), nearest first.

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Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Silver Cross (UK)

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 7 other companies its directors have run, named
  • 3 background checks on its contact details
  • 5 years of accounts, charted
  • All 63 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Silver Cross (UK) Limited FCA authorised?
Yes, Silver Cross (UK) Limited (FRN 948452) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since December 2021 and works as a credit broker. The FCA has placed no limits on its permissions.
What is Silver Cross (UK)’s phone number and website?
The FCA register lists the phone number 01756 702376 and the website silvercrossbaby.com for Silver Cross (UK). If you were given different contact details, use these to check with the firm before going any further.
Is Silver Cross (UK) a scam or clone?
Silver Cross (UK) is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Silver Cross (UK)?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Silver Cross (UK) handles your money, so check the specific product before you commit. You can also refer complaints about Silver Cross (UK) to the Financial Ombudsman Service, free of charge.
Who owns Silver Cross (UK)?
Silver Cross (UK) is owned by Silver Cross Nurseries Limited, which holds 75–100% of shares, since 7 April 2016.
Who runs Silver Cross (UK)?
Companies House lists 5 directors of Silver Cross (UK): Nicholas John Paxton, Carl Anthony Walsh, Ruoyu Huang, Qing Li and Kun Shi.
How long has Silver Cross (UK) been in business?
The company was formed on 6 December 2002, and has held its current FCA authorisation since December 2021.
What do Silver Cross (UK)’s latest accounts show?
Its latest accounts, to 31 December 2025, show profit before tax of £2.60m (from a loss of £1.73m) and net assets of £8.87m (+30% from £6.82m).
Does Silver Cross (UK) use any other names?
It trades as Silver Cross.

Sources and links

The full report on Silver Cross (UK) Limited

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